What’s Your Retirement Plan?

Dec 20, 2015 | Views: 673

Apart from raising family, retirement is one of the most important things that most people plan for. However, can we really be sure that the retirement we plan for will turn out as we expect it to? Can we be sure that the children and family we depend on will be alive and available to care for us when we are old? Nothing is ever certain; no matter how much planning we do, things may go wrong. The economy changes, natural disasters occur, death comes… The reality is, we are never in control of anything around us, much less our own lives. 

While many things in life are uncertain, there is only one thing that will bring about positive results of happiness and that is Dharma. Why? Because throughout the centuries, Dharma practitioners, whether they are lay people or ordained, have shown the results of practicing Dharma that leads to a fulfilling life of happiness. While on the other hand, take a look around you: those who have no Dharma or have not practiced Dharma in their lives… How do they live their life before and after they have retired from secular jobs? In their old age, most people just pass the time in coffee shops, playing chess or mahjong, chatting with the same friends every day, not because they enjoy each other’s company but because there is nothing better to do. I am not putting them down or saying that the way they live their lives is wrong. I’m pointing it out and putting forward this question to you: “Is that all you’re looking forward to doing in your old age?”

Some people may think that they will do Dharma when they are older, and so they continue to indulge and disregard or defer their Dharma practice. But just think: if you are accustomed to living a life that continuously seeks fun, parties, games, money, etc. for the last 50 years, what makes you think that you can change your ways when you’re older? In fact, it will be even more difficult to let go of these attachments when we’re older because the habituation is just too strong… and by the time we are physically unable to have fun and parties, it would also mean we are too old to do much for Dharma… and then this precious human life is wasted.

I’m not writing this to target or hurt anyone. I am just sharing with you my observation of how things work in samsara according to Buddha. The truth always hurts and if you feel irked by what I have mentioned here, then deep down, you know your life is heading in that direction. The good thing is, change is possible and it is all up to us to make that change. You can change now. I hope that this article will help some to start engaging more intensively in Dharma practice for their future lives, and for a more meaningful current life. May many more people have a higher purpose in life such as entering long retreats in their later years, rather than hanging around coffee shops, waiting for death. 

Tsem Rinpoche 

 


 

Not All Smiles for Some Retirees in Chiang Mai

Foreigners who do not plan ahead could end up abandoned and alone, infirm and destitute

Mrs. Nancy Lindley

It is 2pm in Chiang Mai as Mrs Nancy Lindley wheels frail 74-year-old former stockbroker David Descault to the bank to close his accounts.

The American has lived 10 years in Chiang Mai. Thin as a rake and wheelchair-bound after a hip fracture around 19 months ago, he is due to travel home to Los Angeles, his passage funded by a loan under a United States Consulate programme.

As he collects his meagre few hundred baht, he banters with Mrs Lindley, saying with a short acerbic laugh: “I may get depressed, I may have some regrets, but I haven’t lost my sense of humour.”

He is an alcoholic who has no children. He was living alone in Chiang Mai and broke his hip but was “in denial and just lay in bed drinking until the neighbours became concerned and called us”, said Mrs Lindley. Now, out of money and with no family left, he is going directly to a nursing home in the US. His US Government pension cheque will be redirected to the home.

With several thousand foreign retirees in Chiang Mai, Mr Descault’s is not an unusual story, especially for British and American pensioners.

Mrs Lindley coordinates Lannacare Net, a voluntary network which helps retirees live “safe and healthy lives” and, especially, helps those in trouble. And there can be a lot of elderly foreigners in distress in Chiang Mai, long a retirement place for Thais especially from busy Bangkok, and lately a growing retirement destination for foreigners.

But it is also a place where those foreigners who do not plan ahead can disastrously run out of options and end up abandoned and alone, infirm and destitute, or any combination of the above, in a foreign country.

“There’s never any one situation,” Mrs Lindley told The Sunday Times. “The American and British cases tend to be very complex where you have issues of alcohol, orthopaedic fractures and, often, failed relationships with Thai people, financial problems, visa issues, and underlying diseases.”

Lately, there is a new worry: Senior retirees in Chiang Mai unsure of their visa status under the new, tight military regime. Some have stayed beyond their visa limit and, under the tighter regulations, may not be allowed into the country again. Several are leaving now and may never return.

Those on retirement visas are safe. Thailand grants retirement visas if you are over 50 and can show that you have 800,000 baht (S$31,320) in the bank. And while the government welcomes long-staying foreigners, the retirement visa comes with one iron rule – you cannot work.

There is no shortage of people extolling Chiang Mai as a retirement haven. Live And Invest Overseas, a US-based magazine specialising in evaluating overseas destinations, this year rated Chiang Mai among its top 10 retirement cities.

With a population of around 1.5 million, Chiang Mai is about one-fifth the size of Bangkok. It has a distinct character – ancient brick fortress walls, old wooden houses, many temples, changes of season and a cold but not freezing winter, seven international schools and a vibrant cosmopolitan community.

On the downside, it is getting crowded and risks choking on its own success; traffic jams are now common and, in the winter, pollution combines with smoke from open burning across northern Thailand and Myanmar to cast a pall over the city.

But the cost of living is still about half that of Bangkok’s, a third of Singapore’s and a fifth of western Europe’s. Good quality, 24/7 home health care costs roughly 40,000 baht a month – a fraction of what it is in the US or Europe.

In an experiment, Australian-born author and blogger Godfree Roberts, a Chiang Mai fan, spent two months in the city with his wife, mimicking retired life. They found that they lived comfortably on US$1,370 (S$1,744) per month, or US$685 per person. In 2012, he wrote that US$1,200 in Chiang Mai will give you a US$3,000 lifestyle.

Singaporean Jacob Loh, 64, who retired after 25 years in the advertising industry, compared the cost of living in Chiang Mai, Penang in Malaysia and other places in the region before choosing the northern Thai city.

Over coffee at a steak and ribs restaurant in the city’s newest, most glitzy mall, the Promenada, he said: “Food here is about 50 per cent to 60 per cent cheaper than in Singapore.”

Once married and now single with no children, he moved to Chiang Mai in 2009. “My main reason for moving to Chiang Mai is cost. And I need a roof over my head.

“In Singapore, I have one asset – the HDB flat. My CPF gives me just $400 a month. I can’t survive in Singapore,” he said.

In Chiang Mai, he rents a one-bedroom terrace house in a small leafy walled enclave for 8,500 baht a month. If he wanted to, he could get a two-room condo in a building with full amenities for 4 million baht, he said – half the price of a similar place in downtown Bangkok. Foreigners can buy condos, but cannot own land except through a Thai partner or company.

To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month.

That is what most foreigners do, said Mrs June Unland, 46, a Singaporean who lives in Chiang Mai with her husband and is active in the expat community. “You rent out your HDB flat and if you live modestly, you can live in Chiang Mai on $1,000 to $1,500 a month.”

But retirees need to plan ahead, she cautioned. The message was echoed by many expatriates, young and old, and of different nationalities, who spoke to The Sunday Times.

Mrs Lindley, 64, herself a retiree, has been in Chiang Mai with her husband for six years and is also the president of the Chiang Mai Expats Club.

She has seen the enthusiastic newcomers, those who thrive and also those who crash their lives here.

She has also seen foreigners never opening a local bank account and drawing cash from their overseas account through the ATM. She has seen some forget their PIN numbers and lose their cards to the machine. She has seen people incapacitated by an accident or a stroke and forgetting passwords and PINs. Worse, she has seen people trust others with their financial details and passwords.

Financial planning and a reliable social network are critical, she stresses. “You need a trusted friend who is not just a barstool buddy,” she warns.

Lannacare Net also recommends a detailed advance directive, specifying what is to be done in case of an accident or health crisis.

The demographics of the foreign retirees are slowly changing, from single men to couples. The presence of retirees has also spawned support industries, from residential developments to upscale hospitals with multi-lingual staff, said Mr Visut Buachum, Tourism Authority of Thailand regional director.

Assisted living is a new and booming industry, he noted, with at least two or three facilities coming up. Health-care professionals caution, though, that standards at these facilities may be an issue in future.

Currently, Lannacare Net’s website lists just two assisted living facilities. The first to offer such services, and using an Australian model for assisted living, is Dok Kaew Gardens, which opened in 2009.

Some 10km south of Chiang Mai, in the vast compound of the 106-year-old McKean Hospital under towering rain trees, Dok Kaew offers assisted living at 32,000 to 45,000 baht a month, according to the level of care needed.

It has 20 residents, one of whom is Mr Burnett Roberts, 80, a former geologist from the US who planned ahead and does not intend to leave Thailand. He retired in Thailand 15 years ago and lived in Pattaya. Facing failing health, he moved to Dok Kaew just over a year ago.

He rolls around the grounds, covering around 5km every day on his electric wheelchair, and is actively engaged with the world through the Internet in his room. “I have a choice, but I would not go back to the States,” he said. “I tell everyone the only way I’m leaving is through the chimney at the crematorium.”

Not all retirement stories end in misery, Mrs Lindley says.

“I have seen some excellent role models here of people in their 80s who are doing very well, but they have really gone out of their way to establish relationships and keep active,” she says. “Every day, there is something on the calendar, where they will be missed if they don’t show up.

“You have to keep those contacts going. Some people will swear by Thai families to take care of them, and if it is the right person, it can be good, but I think you do need to keep contacts with your own nationality.”

Singaporean Jacob Loh has no illusions. He has friends. He is active, playing badminton and going to the gym.

Like other Singaporeans settled here, he has one advantage over the European, American, Japanese and Australian retirees – Singapore is just three hours away on a plane.

“If you are a sociable person, you will find a lot of opportunities for social interaction here,” he says. “But as a foreigner living anywhere, you have to make sure you can take care of yourself financially. You do have to fend for yourself.”

nirmal@sph.com.sg
This article was first published on Oct 12, 2014

Volunteer John Collins with a resident in the Dok Kaew assisted living facility, also known as Dok Kaew Gardens, which is located 10km south of Chiang Mai, in the vast compound of the 106-year-old McKean Hospital

American David Descault, 74, assisted by Lannacare Net coordinator Nancy Lindley, has lived in Chiang Mai for 10 years. Now, out of money and with no family left, he is due to travel home to Los Angeles

Singaporean Jacob Loh, 64, moved to Chiang Mai in 2009, and rents a one-bedroom terrace house there. To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month

[Source:  http://www.straitstimes.com/news/asia/south-east-asia/story/not-all-smiles-some-retirees-chiang-mai-20141012#xtor=CS1-10]

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30 Responses to What’s Your Retirement Plan?

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  1. Sarassitham on Dec 13, 2021 at 11:18 pm

    We all have our own retirement plan or you can be someone who may have many thoughts planned towards retirement. Each of us definitely has different ideas to spend for the golden days, however not many will take a look at Dharma and spiritual path.

    Besides, most of them tend to choose Dharma practice towards retirement age however forgets that Dharma should be instilled at very beginning stage of life. This is important as it ensures that we have what we need to enjoy a comfortable and healthier retirement lifestyle. This article is a eye-opener for everyone to consider.

    Thank you for the wonderful sharing.

    https://bit.ly/3m06YpG

  2. Katie Choong on May 2, 2019 at 11:33 pm

    Talking about retirement usually brings to mind financial issues. As I grow, i wonder how much have I given to preparing my psychological portfolio. Also, I think it is important to understand that retirement does not have to occur at a certain age. It is dynamic.

  3. Julia Tan on Apr 26, 2019 at 8:55 pm

    i think i have a good retirement plan by choosing Kechara Forest Retreat, bentong, Malaysia, as my home for the rest of my life. Before I met the Dharma, what i was chasing after simply meaningless. When I think about it now, so much money wasted into those meaningless items and did not bring me any benefits. We work so hard everyday, until we forgot how to live. I was constantly in insecure state of mind. Many times i broke down and cried and cried and cried to those small small matters and i did not know why. I was anger some and gotten frustrated easily. Not knowing the stress and insecure inside me that i have been built up day in day out where i even i have take pills to sleep.

    After started to study and practice Dharma bit by bit, this insecure state of mind slowly disappeared without me even knowing. One day I decided to down scaled what i want and i focus on what i really need and matters that really make me live. I want a life that i can feel self worth everyday. everyday, bit by bit i added Dharma value into my life. That made me feel fresh and happy everyday. That was my story by choosing Dharma for retirement. Many of us choose to retire in Kechara Forest Retreat where we can proceed our spiritual practice at the same time we are building a conscious community.

    I retired at late 30s, because i have seen many regret because of “too late”. We may plan long and old retirement when we got enough money but deep down inside we know, it will never be enough money, until we transform our mind and our life.

  4. Datuk May on Apr 21, 2019 at 5:02 pm

    I like Ming Wen”s comment and for someone so young to think of retirement plan as now and not when. “When” meaning at the time we can no longer conduct secular work normally at 60years old and older or when we are incapacitated and can no longer be in the work force.

    In my point of view, retirement is a form of being out of my normal way of life and I may find idle time on my hands. So retirement plan must be formulated now and retirement must be practised before it happens.

    As mentioned by H.E. Tsem Rinpoche, same applies when we practise the Dharma, it is not when we have time on our hands but rather constantly living the teaching of practising compassion and right view of all phenomena.

    Let us prepare retirement NOW and not WHEN.

  5. Samfoonheei on Apr 18, 2019 at 1:22 pm

    Nevertheless, the weight of planning for our retirement will start to loom heavier each year. Personal retirement planning is often an intense challenge for loving parents with young children. There’s never enough time to do all the nothing we want. Having a family , successful career is not all. Life is uncertain and nothing is permanent. We ought to think further than that , we should make use of our time meaningful . A happy retirement filled with fun, happiness and compassionate where we engage in dharma all the well through, to have it make some difference that we have lived and lived well. Being happy is accepting where we are in life and making the most out of it every day, minutes meaningfully. Choosing to learn and practice dharma , volunteering , helping those who needs help is my choice . And preparing for the next journey as time is running out .
    Thank you Rinpoche for this profound teachings .

  6. Pastor Chia on Apr 18, 2019 at 9:15 am

    As a buddhist for 20 years, my retirement will be engage more spiritual retreat, find peace in mind and prepare for my next life. Most of people forget what meaningful. Just enjoy and relax did not plan for next life , is wasting our perfect human life. All the enjoyment are short after retirement. I would not bring peace and happiness when death come nearby.

  7. Pastor Henry Ooi on Apr 17, 2019 at 5:39 pm

    Most of us would have a retirement plan, a plan we wish to take things easy after working for most of our adult life. The plan varies for each person but most plans did not materialize because of illness, tragedy, death. There could be emergencies where the money put side for the plan was used partially or in full for emergencies, thus dashing the hope for the retirement one envisaged. We may have a retirement plan but we don’t plan for our death of which is certain. When our plan did not materialize, we got disappointed, some of us become bitter and sink into depression because of our expectation that such calamities would happen to some other guy but not to us. We dismiss the thought that we would live forever and in some cultures, it could be taboo to think or speak about death. It would greatly help us to contemplate about death, the only thing in life that is certain.

  8. Mingwen on Apr 17, 2019 at 7:58 am

    A powerful message shared by Tsem Rinpoche.

    If not now, WHEN?

    – Tsem Rinpoche

    Such a big alarm clock in life. This alarm wake us up from our comfort zone, make us move ourselves on from being procrastination, lazy & unmotivated.

    If we don’t do it now, when will we do it? Tomorrow? The day after Tomorrow? Next week? Next month? Next year? Next decade? & we died & regret?

    WHEN..?

  9. June Kang on Apr 17, 2019 at 7:07 am

    We are being educated that success in life is we must have a retirement plan. If we achieved, we are successful persons. Some of us may have it but we give up or totally forgotten it due to life challenges. It is nothing wrong to have a successful retirement life, but are we happy when we get what we want with the death is certain and always waiting for us. As a Buddhist, most of us have no plan for next life which is more important than retirement plan.

  10. Vivian Ong on Apr 17, 2019 at 1:26 am

    The more you plan the more it will not go the way uou want it to be. I think best to apply Dharma to whatever situations we face and overcome it. Doing dharma work is beneficial as it prepares you for your future lives. For a person who is non-dharmic, I would suggest if they retire at the age of 55, best is to find something to do for example helping out at temple or doing something they like to do to keep their mind occupied and alert. People who retire and do nothing at home, their health and mind will deteriorate quicker.

  11. Tek Lee on Apr 17, 2019 at 1:01 am

    Yes, everybody should plan for their retirement. It can be said a goal of life that everybody looking forward for. But in many situations and circumstances, things don’t turn out like what have planned. And, we don’t know whether we can live until retirement. It is true that everybody earn hard and save hard now for their retirement, what if we die tomorrow? there’ll be no retirement for us already. Practicing Dharma is the best way of planning. It works whether we live until tomorrow or we live until retire. Many of us would think to go travel around the world, do gardening, take care of grand children (if we have) after retirement. But how long we can live our life like that? Say we still have another 10 years of life? Even we have the money to travel around the world for 10 years, does our health allow us to do so? By the age we retire, we are actually stepping nearer to our coffin. By practicing Dharma, we are actually preparing for our death, do charity, so that we don’t live our life in vain.

  12. Andrea Lai on Apr 17, 2019 at 12:05 am

    I think this is an important subject that everybody needed to reconsider. As we start aging, all our ability, strength starts stringing. Our brain will start deteriorate. This is circle of life that all sentient beings had to go thru. Before, I start practicing Dharma, I will feel terrified and worried over the issue of being abandon, useless and old. 3 years in Dharma environment now, I realized Dharma is not a one day job. It is a consistency thing we need to practice no matter to our likes and dislikes. Most importantly, apply Dharma to help, lighten others burden and benefit others. Make good use of our life to make others happy and without feeling regret.

  13. Justin on Apr 16, 2019 at 10:47 pm

    Life is impermanent and full of swings from one end to another making it particularly hard to really know what can go wrong for you with your planning. Well things we want might not end up be with ours and this is one basis where people don’t feel happy when this happens as depicted in the Four Noble Truths and then again there might be things you initially planned in the beginning to only do something when you reach certain level like for example; do charity when you are rich. When you are rich, you might have other priorities already by then. So for me, I don’t really plan but learned how to be flexible and change whenever we need to as life is ever changing.

  14. pammie yap on Apr 16, 2019 at 8:31 pm

    Many people work very hard for now thinking that they can save for themselves, family or future. It’s not wrong. But wouldn’t it be better to couple it with Dharma along the way. What if one day, we don’t wake up anymore? What else can we bring after we die? All the riches in the world cannot stop death but with Dharma, it is something we can bring forward and continue because it is the most precious we can have. Learning Dharma is the best way to motivate ourselves to keep on absorbing and expanding. It is the best gift Buddha and our Guru given to us.

  15. Fong on Aug 1, 2016 at 9:30 pm

    We can never be sure of how we will end up as we age. Even our best laid plans may prove to have holes in it. Nothing is sure in Samsara except suffering.

    We can work for a good end and passage to the next life and hope that we have done enough. Some may yearn to get out of this hamster wheel, but then again many get discouraged along the way.

    The younger ones are full of energy and cannot relate to old age and passing on, the older ones do not have the energy to do what is required on the Dharma path. Blessed are the ones who can connect with Dharma early in their lives.

    Thank you, Rinpoche for reminding us always to connect with Dharma and to practice.

    • Marek on Dec 22, 2016 at 11:33 pm

      dharma practice – sure, to “feed your soul”, yet how can you feed your soul if you have no roof over your head, clothes on your back, money in your pocket or food on your table?

      • Fong on Dec 23, 2016 at 1:24 am

        All the more colder without the dharma. Been there done that

        • Marek on Dec 23, 2016 at 10:14 pm

          OK, we need the dharma, I don’t disagree with that, at the same time – we all have physical and material needs – we don’t all need Rolls Royces, BMWs, Mercedes Benz, Rolex watches, we all need to be literate, numerate, fed, clothed, housed, cared for when sick, adequately medicated when sick, capable of acquiring an income for our own security as well as that of our families – Buddha Shakyamuni left his wife and child in silence without notification so that he could attain/discover/reaffirm the truth, HOWEVER, his wife and son weren’t left starving, homeless, hungry or isolated, so we all have to be extremely careful on entering any “spiritual” path – are we genuinely seeking salvation or escaping our responsibilities?

          • Fong on Dec 25, 2016 at 10:54 am

            Agreed, we all have to make our way in this world, we have to survive it, this precious human life also means we have to live this life in this world, we need food, shelter and are subject to the vagaries of this human body. Agreed too that the Buddha was of royal birth and his family were not left in want when he left. We are not so lucky, so we have to work very hard to balance that. It may not be agreeable to many, but it is our family, our responsibility to bear and balance such that it does not disturb their minds and yet be able for them to not be averse but to maybe be able to walk the path too. If that is not appreciated by onlookers, it remains just that, they are on lookers and not in our shoes. It is their perception.

            We must also practice compassion for the family not just for all others and leave the family in want. If we cannot have harmony within the family, if we cannot have compassion for those nearest and dearest to us in this life, how can we have compassion, genuine compassion for others? Who are we to disturb others’ minds? Do we want our children to swear off any religion because we abandoned them? Aren’t we supposed to calm their mind, and bring them to dharma?

            It’s a very fine line to walk. I appreciate those who try to walk the path and yet try to bring their family to dharma. It’s a very exhausting walk. It may not seem that they are interested in the dharma because they care too for their family. Appreciate their striving for their middle way. Walk a mile in their shoes.

  16. Wan Wai Meng on May 22, 2016 at 6:01 pm

    Many people like to delay Dharma or seeking the truth till they have completed their tasks at hand, no matter what it is. Or just enjoying life and party, but party has to stop at some point. I like what Rinpoche said and that is at some point the things we enjoyed before we cannot enjoy it forever. Then what? I suppose since many people our loved ones made so much preparation for us to come into this world,and that is a significant aspect of our lives, the same should also be extended to our departure of this earth as “John Doe” or whomever we have created an identity around. Even more so is to prepare for the next journey after this life. As those of us who believe this life ending is not the END, we should prepare for the countless lives ahead, not just this one life which will end soon enough. If we are not prepared and we still draw breath, NOW is the TIME.

  17. wooishen on Jan 31, 2016 at 12:31 pm

    Dear Rinpoche,

    Thank you for sharing this article. you wake me up… we should not waste our time…

    Start it now…. The younger we change our habit and attitude…. The better we are..

    WooiShen

  18. Chris Chong on Jan 17, 2016 at 11:40 pm

    Dear Rinpoche,

    Thank you for sharing this article. Many people start to think about their retirement even when they are in the thirties. They need to plan ahead so that when they retire at the ripe age they will have enough resources to last them through the remaining of their lives and they will have activities to occupy all those free times. Most of the people will spend all their time working trying to make their dream retirement come true and they sacrificed other aspects of their life in persue of wealth to sustain the dream. Little did they know that the future is unpredictable. In the worst case scenario, they might not even live till that age to retire. Then, they will have regrets of not treasuring the NOW moment of their life.

    In my hometown, most people there will have the mindset of having a relaxed and minimalistic life when they retire. They will laze their day away in coffee shops chatting away with their friends, or in front of a tv while waiting for their kids to come back from work. This is the ideal retirement plan for most of them. To me, it is very unproductive and they could had engage in more beneficial activities.

    If they know dharma, things will be different. They will cherish their precious human rebirth and make full use of it. They will stop chasing after the retirement dream and work hard to escape from samsara. It is sad to see old people suffer in samsaric means with no way to escape but to endure and the worst part is they will enter into the same cycle over and over again due to their imprints.

    Chris

  19. JP on Jan 9, 2016 at 10:50 pm

    “But just think: if you are accustomed to living a life that continuously seeks fun, parties, games, money, etc. for the last 50 years, what makes you think that you can change your ways when you’re older? In fact, it will be even more difficult to let go of these attachments when we’re older because the habituation is just too strong… and by the time we are physically unable to have fun and parties, it would also mean we are too old to do much for Dharma… and then this precious human life is wasted.”

    The above message makes so much sense. There are so many things I find difficult to change now, let alone decades later when my habits become more ingrained. So if we don’t put in the effort now, then we will most likely not change for the better.

    The article shows how “stuck” the retirees are in their situation and they are pretty much helpless because they didn’t plan for their retirement financially. Some end up depressed and turned to alcohol to numb their suffering. I have met many senior people who become angry and bitter as they age. I believe this is because they have become so fixated with their views and attachments that they become very upset when these views and attachments are not met.

    If they had practiced the dharma teachings and put in the efforts to change these habits, they would be much happier as they age. For advanced practitioners, they can even prepare for their rebirth and not be terrified of their death.

  20. NgJesvin on Dec 31, 2015 at 8:21 pm

    Thank you Rinpoche for sharing this article. Getting older is a process of life. We couldn’t choose our birth but we definitely can choose the way we go through our elderly days.

    This article give me a window to plan on what kind of retirement life that i am looking forward to. Yes, dharma cannot wait, we have to start practice and do dharma work now, otherwise the attachment will get stronger and stronger until we have no room to ease it. Practice dharma plays a very important role because death is imminent.

    Early this year, one my students pass ed away at her age of 21 years old due to cancer. In her last moments the words came out from her mouth is pain. She told her mother, “mummy I am so in pain, I couldn’t breath, I am so scare…”. I am so sad and her incident gave me a realization on impermanence. We have to overcome the fear of death.

    There is one more story of my ex-classmate. He passed away in the mid of this year with his daughter in an accident. The sudden death of both brought a huge sadness to the family especially the wife who had just delivered a baby girl whom is two weeks old and his mother. I attended his wake with tears. Again his incident tells me that it is time to prepare before “it” comes.

    Lastly, I would like to use Rinpoche’s quote “if not now, when?” We have to prepare our retirement plan not only in the sense of material but spirituality.

    With hand folded,
    Ng Jesvin

  21. Eric Ho Kok Meng on Dec 29, 2015 at 2:39 pm

    Thank you Rinpoche for sharing this article with us. I totally agreed with Mr Jacob Loh for investing in property, a Singaporean at his 64, moved to Chiang Mai in 2009, and rents a one-bedroom terrace house there. To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month. He is wise in his financial decision because property always align with inflation. By renting out his HDB flat, he would able to survived in Chiang Mai which is much cheaper the living cost there. I also agree with Rinpoche for not procrastinate further in our spiritual practice because we will never put priority in them, until we really need it. But when we really wanted to start, it’s always too late.

    With Folded Hands
    Eric Ho

  22. Uncle Eddie on Dec 24, 2015 at 3:49 pm

    These holy words of Wisdom say it all: “AGE DESTROYS YOUTH, SICKNESS DESTROYS HEALTH, DEGENERATION OF LIFE DESTROYS ALL EXCELLENT QUALITIES AND DEATH DESTROYS LIFE. EVEN IF YOU ARE A GREAT RUNNER, YOU CAN’T RUN AWAY FROM DEATH. YOU CANNOT STOP DEATH WITH YOUR WEALTH, THROUGH YOUR MAGIC PERFORMANCES OR RECITATION OF MANTRAS OR EVEN MEDICINES. THEREFORE, IT IS WISE TO PREPARE FOR YOUR DEATH.” They invite you to begin the journey with the great religious and spiritual masters of all time to save yourself after LIFE. PLEASE DO NOT PROCASTINATE! THANK YOU RINPOCHE FOR YOUR GREAT COMPASSION.

  23. Lin Mun on Dec 24, 2015 at 11:33 am

    Thanks Rinpoche for sharing this articles and what is happening around us. Some points I learned from this articles :

    1) Nothing is certain so it is very important for us to plan for our retirement. It is not only about material but spiritual preparedness.

    2) Don’t waste time thinking that we will only do dharma work only when we retire. We can start now. Most of the time we put others as priority and dharma as the last.

    3) We can start planning for retirement and doing dharma work at the same time. It is how we plan our time.

    4) We should plan to retire happy and not regret for not doing enough.

    5) It is not too late to change now if we want to. Do it now.

  24. Stella Cheang on Dec 23, 2015 at 7:20 pm

    Retirement is certainly on the top of our head for people in rat race like myself. Many lunch sessions were well spent discussing and exchanging notes on retirement plan or finding ways towards early retirement. By the time we retire, we are old and unproductive, there is little meaningful things we can do. By that time, should we decide to engage in Dharmic activities, there will be little or no effect. In a spiritual sense, it is like a whole life wasted.

    In summary, if we are serious about Dharma, why wait until we retire. We can start doing something now. Thank you so much, Rinpoche, for sharing this thought provoking article with us.

    Humbly, bowing down,
    Stella Cheang

  25. Jason on Dec 23, 2015 at 2:51 am

    Thanks Rinpoche for sharing this article.Nowadays , everyone is busy with work to earn money for daily expenses or for paying the so called retirement plan.When u talk about dharma, they sure tell u No Time to practice it. In my point of view, life can be short or long and is not control by us. Actually dharma can be practice in our daily life. Mind transform is the most important to become a good person. When we died, money and power all gone but only our great deeds will determine where we will be rebirth .Please do more dharma works now and help one person per day.

    With Folded Hands

  26. Valentina Suhendra on Dec 21, 2015 at 8:57 pm

    5 things I learned from the post:
    – It may sound cliché, but when we are old, we are more vulnerable to illness and we are not as strong anymore
    – If we keep delaying doing Dharma work to old age, the chance is we will not be doing it because either our habituation is much stronger or we have run out of time
    – Even if we plan a perfect retirement, it may not be so perfect once we went through it. Accidents might happened, and we may lose our money if we are meant to lose it.
    – Those people who does not know Dharma, once they retired, they tend to enjoy their time doing nothing waiting for death
    – If we have spent our life in pursuit of fun and parties, by the time we are too old to have fun, we cannot do much for Dharma.

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Blog Chat

BLOG CHAT

Dear blog friends,

I’ve created this section for all of you to share your opinions, thoughts and feelings about whatever interests you.

Everyone has a different perspective, so this section is for you.

Tsem Rinpoche


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Give the room a chance to answer you. Patience is a virtue. And if after awhile, people don't respond, perhaps they don't know the answer or they did not see your question. Do ask again or address someone directly. Do not be offended if people do not or are unable to respond to you.

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  • Samfoonheei
    Monday, Jun 17. 2024 12:53 PM
    Beautiful pictures paints a thousands words of His Holiness the Dalai Lama and His Holiness Panchen Rinpoche. Those rare pictures shared ultimate sophistication of the relationship between the two great leaders.
    Back in the 20th century Jawaharlal Nehru an Indian anti-colonial nationalist, statesman, secular humanist, social democrat was very kind to receive them both. Looking at the rare pictures says all.
    Its such awesome watching the rare video of His Holiness the Dalai Lama and His Holiness Panchen Rinpoche visiting India together. Visiting sacred places Buddhist sites of India together, and even having state dinner .
    Thank you Rinpoche for this great sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/great-lamas-masters/the-dalai-lama-panchen-lama-in-india-in-1956.html
  • Samfoonheei
    Monday, Jun 17. 2024 12:52 PM
    nspiring read of the power sacred feminine Maha Pajapati Gotami, founder of the Order of Nuns. She was the foster-mother, step-mother and maternal aunt of the Buddha. In Buddhist tradition, she was the first woman to seek ordination for women, which she did from Gautama Buddha directly, and she became the first bhikkhuni.
    Mahapajapati lived to be around 120 years old. Having such an eminent position in the sangha, she would have had hundreds of nuns under her care, helping them realize the Truth. Perplexingly, the Buddha continued to have doubts about admitting women into the women’s order right up until his death. Mahapajapati had played an important role preserving the dharma taught by Buddha Shakyamuni.
    Truly inspired by Mahaprajapati Gotami’s story.
    Thank you Rinpoche with folded hands.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/mahapajapati-gotami-the-first-buddhist-nun.html
  • Samfoonheei
    Monday, Jun 17. 2024 12:50 PM
    Area 51 is a U.S. military base that has become synonymous all this while. There’s a possibility recording to many could be a government cover-ups and potentially a place of testing alien. Its always a secret behind this Nevada base also known as Area 51 and is often the subject of alien conspiracy theories. The facility is next to two other restricted military areas, what goes on inside and around is extremely secret. No one are allowed to visit and are kept away by warning signs, electronic surveillance and armed guards. According to the US military, the intense secrecy area is the training range for US nuclear weapons. It has never been declared a secret base and under 24-hour surveillance. Many people have reported seeing unidentified flying objects in or near Area 51. That’s interesting. And the popular image of the place is a secret site for extra-terrestrial research.
    Thank you Rinpoche for this sharing .

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/paranormal/aliens-paranormal/what-is-area-51.html
  • Samfoonheei
    Monday, Jun 17. 2024 12:49 PM
    Reading each messages and looking at those beautiful pictures tells a thousand words. Without dharma, dharma work, dharma institutions and dharma people, life is so much more lonely and empty……loved this message by our Guru.
    May those teachings in this blog flourish in the heart of all beings.
    Thank you Rinpoche sharing this great messages. which taught us more and inspired us too.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/art-architecture/messages-inspired-by-buddhist-art.html
  • payal
    Monday, Jun 10. 2024 04:27 AM
    really….such a stunning sacred image 1,000 Armed Avalokitesvara as gift from Joshua and family for Rinpoche . More so receiving it on Wesak Day is indeed wonderful. Merely looking at this stunning images is a blessing.
  • Samfoonheei
    Friday, May 10. 2024 02:57 PM
    A card and hard disc from Sean Wang was truly a smart idea afterall. Nobody could imagine such idea but he did it. Placing thumb drives with millions and billions of Vajrayogini her holy mantra in Tibetan into the holy statue. Not only that drawing pictures too . Such a great idea whereby people come to make offerings, prostrate, circumambulate, collecting huge amount of merits for themselves and their love ones. Thanks to Sean Wang/
    Thank you Rinpoche for this sharing .

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/letters-cards-gifts/seans-got-a-great-idea.html
  • Samfoonheei
    Friday, May 10. 2024 02:55 PM
    Reading this blog kindly reminded us of the most cherished people in our lives that’s our parents. Mother’s Day that is on this Sunday 12th of May and Father’s Day falls on the third Sunday in June. Teachers Day too important ……a day to honour and recognise their roles in our lives. Rinpoche always emphasised that we should not avoid the responsibility of repaying the kindness of the people who have helped us in our life. The only true way to honour and repay their kindness is to let them know that their kindness meant a lot to us . Do something good for them or someone else as this practice ultimately gives enormous power and possibilities for positive effects in many lives not just our own life. Simple saying thank you and expressing our appreciation can go a long way.
    Reading all those powerful quotes by Rinpoche gives us a lesson and example.
    Thank you Rinpoche and writers team for sharing

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/inspiration-worthy-words/celebrating-kindness-20-quotes-from-tsem-rinpoche.html
  • Samfoonheei
    Wednesday, May 8. 2024 06:11 PM
    Achi Chökyi Drölma is the Dharma Protector of the Drikung Kagyu school of Tibetan Buddhism. She also appears as a protector in the Karma Kagyu refuge tree as Achi Chodron. Although Achi has a particular committment to protect the Drikung Kagyu, she is recognized and practiced by all lineages of Tibetan Buddhism. To benefit the beings in samsara, she displays a limitless number of manifestations at different times and in different space dimensions. She vowed to protect the Drikung Kagyu lineage and its practitioners, removing inner and outer obstacles , a revered figure in Tibetan Buddhism, embodies the harmonious union of compassion, wisdom, and protective energy. a powerful wisdom-protector who guards and protects all sincere Dharma-practitioners to rely on her. She is also known for her power to confer wealth. She rose to protect Drikung Kagyu lineage while Dorje Shugden who rose to protect the Gelug teaching. Interesting read.
    Thank you Rinpoche and Gen Lobsang Phuljung for this interesting write up

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/achi-chokyi-drolma-chief-protectress-of-the-drikung-kagyu.html
  • Samfoonheei
    Wednesday, May 8. 2024 06:00 PM
    Dorje Shugden is a special Dharma Protector who quickly fulfils wishes and sincere prayers. He brings healing, harmony and peace; protects from harm and obstacles and attracts opportunities for success and growth. To promote the practice of Dorje Shugden, Kechara has came up a easy way for more people to understand the Powerful Practice. Presented in six different languages as such in English, Tibetan བོད་ཡིག, Chinese 中文, Hindi हिंदी, Tamil தமிழ், Nepali नेपाली so everyone could access. All those materials were distributed to visitors free of charge at all Kechara outlets. Looking at those pictures of visitors says all of how Kechara had spreads the practice of Dorje Shugden like wild fire. More people will get to know and understand the true stories and benefits of Dorje Shugden.
    Thank you Rinpoche and writers for this great sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/current-affairs/kechara-spreads-the-practice-of-dorje-shugden.html
  • Samfoonheei
    Wednesday, May 8. 2024 05:57 PM
    For the last 60 years, the Tibetan Government-in-Exile has exploited, abused, marginalised and persecuted their people. For the first time in six decades, since the Tibetans first entered a life in exile, we are seeing more and more examples of ordinary Tibetans speaking up against this exploitation. In years gone past, Tibetans would never have dared to voice their objections to the leadership. They have been mixing religion and politics ever since. A majority of the Tibetans in India are stateless, and been sufferings quietly. Hundreds of thousands of Tibetans were killed during the Chinese invasion, prompting the young Dalai Lama to flee into exile in 1959. Because of all the exploitation the younger Tibetan generation are willing to express and speaking up.
    Reading the commentary by a anonymous member of the Tibetan community tells us how those desperate Tibetans experienced all this while and to voice the truth. Interesting read. In order to achieve peace it is necessary to address the root of violence and conflict by having dialogue between the Chinese Government and the Tibetan Government.
    Thank you Rinpoche for this sharing .

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/current-affairs/tibetan-refugee-youth-speaking-up.html
  • Samfoonheei
    Wednesday, May 8. 2024 05:55 PM
    Coming up with these informative website is a great work of Rinpoche and writers team. With these website it had many people get to understand more of Tibetan Buddhism , great teachers teachings and of course all about the practice of Dorje Shugden. I am one of them , its was this website I got to know , learn, and understand about Tibetan Buddhism and Dorje Shugden.
    Thank you Rinpoche with folded hands and writers team .

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/fantastic-new-dorje-shugden-website-launched.html
  • Samfoonheei
    Wednesday, May 8. 2024 05:53 PM
    The legendary Ra Lotsawa Dorje Drak was born in the village of Nyenam,Southern Tibet amidst many auspicious signs of a high rebirth. Ra Lotsawa was a great tantric master and is one of the most controversial Buddhist teachers in Tibetan history who had used wrathful means to subjugate his opponents. One of the previous lives of Dorje Shugden is the renowned lama Ra Lotsawa Dorje Drak, Amongst his great deeds, Ra Lotsawa was known to have renovated many with Samye, Tibet’s first monastery. He also sponsored numerous new translation works, the copying and recitation of sacred scriptures, and the installation of Buddha statues. Interesting read of the biography of this great master. Ra Lotsawa Dorje Drakpa left behind a legacy of many great lamas, practitioners and preserving, as well as spreading this tantric system in Tibet.
    Thank you Rinpoche and Pastor David for this sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/great-lamas-masters/ra-lotsawa-dorje-drakpa-tibetan-master-of-the-vajrabhairava-tantra.html
  • Samfoonheei
    Wednesday, May 8. 2024 05:51 PM
    Dorjé Shukden is a controversial Tibetan Buddhist protector deity, believed by some to be a wrathful spirit and by others to be an enlightened Buddha. The controversy that arose from this divided understanding over the last fifty years has impacted the Tibetan Buddhist community globally and continues to be relevant to observers and practitioners of Buddhism the world over. The Yellow Book, based on its cover. It was composed by Kyabje Zemey Rinpoche in 1970, but it was not published until 1973. Kyabje Zemey Rinpoche never intended for his book to be published but somehow it was published without his permission. According to the introduction, Kyabje Zemey Rinpoche authored this book in 1970 based on teachings given by Kyabje Trijang Rinpoche, the junior tutor to the 14th Dalai Lama.The original intention of this book was to be complementary material to Kyabje Trijang Rinpoche’s book, Music Delighting An Ocean of Protectors, which was published six years before the Yellow Book. The Yellow Book did not circulate widely until several years later. It is a collection of cautionary tales and teachings but sadly some influential powerful officials and people who had corrupted the Gelug lineage . Interesting read.
    I am looking forward to finish reading this book.
    Thank you Rinpoche and Martin for this interesting sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/great-lamas-masters/dr-christopher-bells-views-on-zemey-rinpoches-yellow-book.html
  • Samfoonheei
    Saturday, May 4. 2024 06:15 PM
  • Samfoonheei
    Saturday, May 4. 2024 06:13 PM
    Firebirds are mythical birds found in the folklore of many cultures. They are often depicted as magical birds with feathers that glow like flames or the sun. The mythology surrounding firebirds varies between cultures, but there are some common themes. In Greek mythology, the mythical bird known for its ability to be reborn from its ashes, symbolizing immortality and renewal. It is often depicted as a beautiful and majestic creature with brightly coloured feathers and a long tail. Interesting read of the stories related to the mythology, legend and folklore in this blog.
    Thank you Rinpoche for this sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/me/beautiful-1000-armed-avalokitesvara.html

1 · 2 · 3 · 4 · 5 · »

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The Unknown

The Known and unknown are both feared,
Known is being comfortable and stagnant,
The unknown may be growth and opportunities,
One shall never know if one fears the unknown more than the known.
Who says the unknown would be worse than the known?
But then again, the unknown is sometimes worse than the known. In the end nothing is known unless we endeavour,
So go pursue all the way with the unknown,
because all unknown with familiarity becomes the known.
~Tsem Rinpoche

Photos On The Go

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According to legend, Shambhala is a place where wisdom and love reign, and there is no crime. Doesn\'t this sound like the kind of place all of us would love to live in? https://www.tsemrinpoche.com/?p=204874
4 years ago
According to legend, Shambhala is a place where wisdom and love reign, and there is no crime. Doesn't this sound like the kind of place all of us would love to live in? https://www.tsemrinpoche.com/?p=204874
108 candles and sang (incense) offered at our Wish-Fulfilling Grotto, invoking Dorje Shugden\'s blessings for friends, sponsors and supporters, wonderful!
4 years ago
108 candles and sang (incense) offered at our Wish-Fulfilling Grotto, invoking Dorje Shugden's blessings for friends, sponsors and supporters, wonderful!
Dharmapalas are not exclusive to Tibetan culture and their practice is widespread throughout the Buddhist world - https://www.tsemrinpoche.com/?p=193645
4 years ago
Dharmapalas are not exclusive to Tibetan culture and their practice is widespread throughout the Buddhist world - https://www.tsemrinpoche.com/?p=193645
One of our adorable Kechara Forest Retreat\'s doggies, Tara, happy and safe, and enjoying herself in front of Wisdom Hall which has been decorated for Chinese New Year
4 years ago
One of our adorable Kechara Forest Retreat's doggies, Tara, happy and safe, and enjoying herself in front of Wisdom Hall which has been decorated for Chinese New Year
Fragrant organic Thai basil harvested from our very own Kechara Forest Retreat farm!
4 years ago
Fragrant organic Thai basil harvested from our very own Kechara Forest Retreat farm!
On behalf of our Puja House team, Pastor Tat Ming receives food and drinks from Rinpoche. Rinpoche wanted to make sure the hardworking Puja House team are always taken care of.
4 years ago
On behalf of our Puja House team, Pastor Tat Ming receives food and drinks from Rinpoche. Rinpoche wanted to make sure the hardworking Puja House team are always taken care of.
By the time I heard about Luang Phor Thong, he was already very old, in his late 80s. When I heard about him, I immediately wanted to go and pay my respects to him. - http://bit.ly/LuangPhorThong
4 years ago
By the time I heard about Luang Phor Thong, he was already very old, in his late 80s. When I heard about him, I immediately wanted to go and pay my respects to him. - http://bit.ly/LuangPhorThong
It\'s very nice to see volunteers helping maintain holy sites in Kechara Forest Retreat, it\'s very good for them. Cleaning Buddha statues is a very powerful and effective way of purifying body karma.
4 years ago
It's very nice to see volunteers helping maintain holy sites in Kechara Forest Retreat, it's very good for them. Cleaning Buddha statues is a very powerful and effective way of purifying body karma.
Kechara Forest Retreat is preparing for the upcoming Chinese New Year celebrations. This is our holy Vajra Yogini stupa which is now surrounded by beautiful lanterns organised by our students.
4 years ago
Kechara Forest Retreat is preparing for the upcoming Chinese New Year celebrations. This is our holy Vajra Yogini stupa which is now surrounded by beautiful lanterns organised by our students.
One of the most recent harvests from our Kechara Forest Retreat land. It was grown free of chemicals and pesticides, wonderful!
4 years ago
One of the most recent harvests from our Kechara Forest Retreat land. It was grown free of chemicals and pesticides, wonderful!
Third picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
Third picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
Second picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
Second picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
First picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
First picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
The first title published by Kechara Comics is Karuna Finds A Way. It tells the tale of high-school sweethearts Karuna and Adam who had what some would call the dream life. Everything was going great for them until one day when reality came knocking on their door. Caught in a surprise swindle, this loving family who never harmed anyone found themselves out of luck and down on their fortune. Determined to save her family, Karuna goes all out to find a solution. See what she does- https://bit.ly/2LSKuWo
5 years ago
The first title published by Kechara Comics is Karuna Finds A Way. It tells the tale of high-school sweethearts Karuna and Adam who had what some would call the dream life. Everything was going great for them until one day when reality came knocking on their door. Caught in a surprise swindle, this loving family who never harmed anyone found themselves out of luck and down on their fortune. Determined to save her family, Karuna goes all out to find a solution. See what she does- https://bit.ly/2LSKuWo
Very powerful story! Tibetan Resistance group Chushi Gangdruk reveals how Dalai Lama escaped in 1959- https://bit.ly/2S9VMGX
5 years ago
Very powerful story! Tibetan Resistance group Chushi Gangdruk reveals how Dalai Lama escaped in 1959- https://bit.ly/2S9VMGX
At Kechara Forest Retreat land we have nice fresh spinach growing free of chemicals and pesticides. Yes!
5 years ago
At Kechara Forest Retreat land we have nice fresh spinach growing free of chemicals and pesticides. Yes!
See beautiful pictures of Manjushri Guest House here- https://bit.ly/2WGo0ti
5 years ago
See beautiful pictures of Manjushri Guest House here- https://bit.ly/2WGo0ti
Beginner’s Introduction to Dorje Shugden~Very good overview https://bit.ly/2QQNfYv
5 years ago
Beginner’s Introduction to Dorje Shugden~Very good overview https://bit.ly/2QQNfYv
Fresh eggplants grown on Kechara Forest Retreat\'s land here in Malaysia
5 years ago
Fresh eggplants grown on Kechara Forest Retreat's land here in Malaysia
Most Venerable Uppalavanna – The Chief Female Disciple of Buddha Shakyamuni - She exhibited many supernatural abilities gained from meditation and proved to the world females and males are equal in spirituality- https://bit.ly/31d9Rat
5 years ago
Most Venerable Uppalavanna – The Chief Female Disciple of Buddha Shakyamuni - She exhibited many supernatural abilities gained from meditation and proved to the world females and males are equal in spirituality- https://bit.ly/31d9Rat
Thailand’s ‘Renegade’ Yet Powerful Buddhist Nuns~ https://bit.ly/2Z1C02m
5 years ago
Thailand’s ‘Renegade’ Yet Powerful Buddhist Nuns~ https://bit.ly/2Z1C02m
Mahapajapati Gotami – the first Buddhist nun ordained by Lord Buddha- https://bit.ly/2IjD8ru
5 years ago
Mahapajapati Gotami – the first Buddhist nun ordained by Lord Buddha- https://bit.ly/2IjD8ru
The Largest Buddha Shakyamuni in Russia | 俄罗斯最大的释迦牟尼佛画像- https://bit.ly/2Wpclni
5 years ago
The Largest Buddha Shakyamuni in Russia | 俄罗斯最大的释迦牟尼佛画像- https://bit.ly/2Wpclni
Sacred Vajra Yogini
5 years ago
Sacred Vajra Yogini
Dorje Shugden works & archives - a labour of commitment - https://bit.ly/30Tp2p8
5 years ago
Dorje Shugden works & archives - a labour of commitment - https://bit.ly/30Tp2p8
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha.
5 years ago
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha.
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha. She was his step-mother and aunt. Buddha\'s mother had passed away at his birth so he was raised by Gotami.
5 years ago
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha. She was his step-mother and aunt. Buddha's mother had passed away at his birth so he was raised by Gotami.
Another nun disciple of Lord Buddha\'s. She had achieved great spiritual abilities and high attainments. She would be a proper object of refuge. This image of the eminent bhikkhuni (nun) disciple of the Buddha, Uppalavanna Theri.
5 years ago
Another nun disciple of Lord Buddha's. She had achieved great spiritual abilities and high attainments. She would be a proper object of refuge. This image of the eminent bhikkhuni (nun) disciple of the Buddha, Uppalavanna Theri.
Wandering Ascetic Painting by Nirdesha Munasinghe
5 years ago
Wandering Ascetic Painting by Nirdesha Munasinghe
High Sri Lankan monks visit Kechara to bless our land, temple, Buddha and Dorje Shugden images. They were very kind-see pictures- https://bit.ly/2HQie2M
5 years ago
High Sri Lankan monks visit Kechara to bless our land, temple, Buddha and Dorje Shugden images. They were very kind-see pictures- https://bit.ly/2HQie2M
This is pretty amazing!

First Sri Lankan Buddhist temple opened in Dubai!!!
5 years ago
This is pretty amazing! First Sri Lankan Buddhist temple opened in Dubai!!!
My Dharma boy (left) and Oser girl loves to laze around on the veranda in the mornings. They enjoy all the trees, grass and relaxing under the hot sun. Sunbathing is a favorite daily activity. I care about these two doggies of mine very much and I enjoy seeing them happy. They are with me always. Tsem Rinpoche

Always be kind to animals and eat vegetarian- https://bit.ly/2Psp8h2
5 years ago
My Dharma boy (left) and Oser girl loves to laze around on the veranda in the mornings. They enjoy all the trees, grass and relaxing under the hot sun. Sunbathing is a favorite daily activity. I care about these two doggies of mine very much and I enjoy seeing them happy. They are with me always. Tsem Rinpoche Always be kind to animals and eat vegetarian- https://bit.ly/2Psp8h2
After you left me Mumu, I was alone. I have no family or kin. You were my family. I can\'t stop thinking of you and I can\'t forget you. My bond and connection with you is so strong. I wish you were by my side. Tsem Rinpoche
5 years ago
After you left me Mumu, I was alone. I have no family or kin. You were my family. I can't stop thinking of you and I can't forget you. My bond and connection with you is so strong. I wish you were by my side. Tsem Rinpoche
This story is a life-changer. Learn about the incredible Forest Man of India | 印度“森林之子”- https://bit.ly/2Eh4vRS
5 years ago
This story is a life-changer. Learn about the incredible Forest Man of India | 印度“森林之子”- https://bit.ly/2Eh4vRS
Part 2-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
5 years ago
Part 2-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
Part 1-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
5 years ago
Part 1-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
The great Protector Manjushri Dorje Shugden depicted in the beautiful Mongolian style. To download a high resolution file: https://bit.ly/2Nt3FHz
5 years ago
The great Protector Manjushri Dorje Shugden depicted in the beautiful Mongolian style. To download a high resolution file: https://bit.ly/2Nt3FHz
The Mystical land of Shambhala is finally ready for everyone to feast their eyes and be blessed. A beautiful post with information, art work, history, spirituality and a beautiful book composed by His Holiness the 6th Panchen Rinpoche. ~ https://bit.ly/309MHBi
5 years ago
The Mystical land of Shambhala is finally ready for everyone to feast their eyes and be blessed. A beautiful post with information, art work, history, spirituality and a beautiful book composed by His Holiness the 6th Panchen Rinpoche. ~ https://bit.ly/309MHBi
Beautiful pictures of the huge Buddha in Longkou Nanshan- https://bit.ly/2LsBxVb
5 years ago
Beautiful pictures of the huge Buddha in Longkou Nanshan- https://bit.ly/2LsBxVb
The reason-Very interesting thought- https://bit.ly/2V7VT5r
5 years ago
The reason-Very interesting thought- https://bit.ly/2V7VT5r
NEW Bigfoot cafe in Malaysia! Food is delicious!- https://bit.ly/2VxdGau
5 years ago
NEW Bigfoot cafe in Malaysia! Food is delicious!- https://bit.ly/2VxdGau
DON\'T MISS THIS!~How brave Bonnie survived by living with a herd of deer~ https://bit.ly/2Lre2eY
5 years ago
DON'T MISS THIS!~How brave Bonnie survived by living with a herd of deer~ https://bit.ly/2Lre2eY
Global Superpower China Will Cut Meat Consumption by 50%! Very interesting, find out more- https://bit.ly/2V1sJFh
5 years ago
Global Superpower China Will Cut Meat Consumption by 50%! Very interesting, find out more- https://bit.ly/2V1sJFh
You can download this beautiful Egyptian style Dorje Shugden Free- https://bit.ly/2Nt3FHz
5 years ago
You can download this beautiful Egyptian style Dorje Shugden Free- https://bit.ly/2Nt3FHz
Beautiful high file for print of Lord Manjushri. May you be blessed- https://bit.ly/2V8mwZe
5 years ago
Beautiful high file for print of Lord Manjushri. May you be blessed- https://bit.ly/2V8mwZe
Mongolian (Oymiakon) Shaman in Siberia, Russia. That is his real outfit he wears. Very unique. TR
5 years ago
Mongolian (Oymiakon) Shaman in Siberia, Russia. That is his real outfit he wears. Very unique. TR
Find one of the most beautiful temples in the world in Nara, Japan. It is the 1,267 year old Todai-ji temple that houses a 15 meter Buddha Vairocana statue who is a cosmic and timeless Buddha. Emperor Shomu who sponsored this beautiful temple eventually abdicated and ordained as a Buddhist monk. Very interesting history and story. One of the places everyone should visit- https://bit.ly/2VgsHhK
5 years ago
Find one of the most beautiful temples in the world in Nara, Japan. It is the 1,267 year old Todai-ji temple that houses a 15 meter Buddha Vairocana statue who is a cosmic and timeless Buddha. Emperor Shomu who sponsored this beautiful temple eventually abdicated and ordained as a Buddhist monk. Very interesting history and story. One of the places everyone should visit- https://bit.ly/2VgsHhK
Manjusri Kumara (bodhisattva of wisdom), India, Pala dynesty, 9th century, stone, Honolulu Academy of Arts
5 years ago
Manjusri Kumara (bodhisattva of wisdom), India, Pala dynesty, 9th century, stone, Honolulu Academy of Arts
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    This dog thanks his hero in such a touching way. Tsem Rinpoche
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    5 years ago
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    5 years ago
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CHAT PICTURES

Need a dose of spiritual nourishment or perhaps any spiritual protection? Do take up our Kechara Penang food/candles offering packages. Do not hesitate to contact our member Choong for more info. Kechara Penang Study Group by Jacinta.
2 days ago
Need a dose of spiritual nourishment or perhaps any spiritual protection? Do take up our Kechara Penang food/candles offering packages. Do not hesitate to contact our member Choong for more info. Kechara Penang Study Group by Jacinta.
Different food offerings offered on Penang Kechara Chapel's altar behalf of the sponsors. May sponsors' wishes be fulfilled. Great effort from Choong Soon Heng, one of our Kechara Penang dedicated members who thought of this way for people to generate merits while clearing obstacles. Uploaded by Jacinta.
2 days ago
Different food offerings offered on Penang Kechara Chapel's altar behalf of the sponsors. May sponsors' wishes be fulfilled. Great effort from Choong Soon Heng, one of our Kechara Penang dedicated members who thought of this way for people to generate merits while clearing obstacles. Uploaded by Jacinta.
These are some of the offerings offered on behalf of our sponsors. We have different offerings packages which one can choose from or just simply sponsor our weekly puja in dedication to our loved ones. Kechara Penang Study Group by Jacinta.
2 days ago
These are some of the offerings offered on behalf of our sponsors. We have different offerings packages which one can choose from or just simply sponsor our weekly puja in dedication to our loved ones. Kechara Penang Study Group by Jacinta.
We hope you enjoyed our pictures, as much as we enjoyed our Wesak Day together in Penang. Let us carry the energy and enthusiasm we experienced so far and inspires many more. Happy Wesak Day! 22/5/2024 KPSG by Jacinta
1 month ago
We hope you enjoyed our pictures, as much as we enjoyed our Wesak Day together in Penang. Let us carry the energy and enthusiasm we experienced so far and inspires many more. Happy Wesak Day! 22/5/2024 KPSG by Jacinta
Puja offering packages. Thanks to those who sponsored the puja. May all your wishes be fulfilled. KPSG by Jacinta
1 month ago
Puja offering packages. Thanks to those who sponsored the puja. May all your wishes be fulfilled. KPSG by Jacinta
Colourful altar with plenty of offerings. We had DS puja with Praise to Buddha Shakyamuni as we celebrate this special day of Buddha's Birth, Enlightenment and Parinirvana. KPSG by Jacinta
1 month ago
Colourful altar with plenty of offerings. We had DS puja with Praise to Buddha Shakyamuni as we celebrate this special day of Buddha's Birth, Enlightenment and Parinirvana. KPSG by Jacinta
Some of the activities done during the Wesak Day Celebration in Penang. Kechara Penang Study Group by Jacinta.
1 month ago
Some of the activities done during the Wesak Day Celebration in Penang. Kechara Penang Study Group by Jacinta.
Wesak Day Celebration in Penang!Buddha's Bathing Ritual. 22/5/2024 Kechara Penang Study Group by Jacinta.
1 month ago
Wesak Day Celebration in Penang!Buddha's Bathing Ritual. 22/5/2024 Kechara Penang Study Group by Jacinta.
11/5/2024 Saturday @3pm. After puja, all members helped out clearing the offerings and we shared out the blessed food offerings with our families, friends and even animals. Kechara Penang Study Group by Jacinta
1 month ago
11/5/2024 Saturday @3pm. After puja, all members helped out clearing the offerings and we shared out the blessed food offerings with our families, friends and even animals. Kechara Penang Study Group by Jacinta
11/5/2024 Saturday @3pm. Activities during puja. Members chanting Dorje Shugden mantras. We've completed Dorje Shugden puja cum Namasangiti. Kechara Penang Study Group by Jacinta.
1 month ago
11/5/2024 Saturday @3pm. Activities during puja. Members chanting Dorje Shugden mantras. We've completed Dorje Shugden puja cum Namasangiti. Kechara Penang Study Group by Jacinta.
11/5/2024, Saturday @3pm. Activities : Offerings of khata to Rinpoche, garland of flowers to Dorje Shugden and a new Tibetan butterlamp being offered on the altar. Kechara Penang Study Group by Jacinta
1 month ago
11/5/2024, Saturday @3pm. Activities : Offerings of khata to Rinpoche, garland of flowers to Dorje Shugden and a new Tibetan butterlamp being offered on the altar. Kechara Penang Study Group by Jacinta
Today we have an inaugural cancer free diet talk and info sharing by Mr. Ooi. Mr. Ooi is a Penangite and like any other man, he has a family to provide for. From colon cancer stage 4,he is now known as a cancer-free man. Learn more about his story and his acquaintance with Dorje Shugden here https://youtu.be/x7i-yXJBUwM?si=A-5O0udxjg52iS58
2 months ago
Today we have an inaugural cancer free diet talk and info sharing by Mr. Ooi. Mr. Ooi is a Penangite and like any other man, he has a family to provide for. From colon cancer stage 4,he is now known as a cancer-free man. Learn more about his story and his acquaintance with Dorje Shugden here https://youtu.be/x7i-yXJBUwM?si=A-5O0udxjg52iS58
Kind-hearted sponsors sponsored these kuih-muih & flowers for today's puja @ 4th May, 2024. Should you wish to contribute these or sponsor our weekly puja, do contact us for more details. Kechara Penang Study Group by Jacinta.
2 months ago
Kind-hearted sponsors sponsored these kuih-muih & flowers for today's puja @ 4th May, 2024. Should you wish to contribute these or sponsor our weekly puja, do contact us for more details. Kechara Penang Study Group by Jacinta.
Pastor Seng Piow guides us on the flow of Dorje Shugden puja, its benefits, significant of Chanting the names of Manjushri and also explaining the dedication for the sponsors and to those in need before we start the puja as we have 2 newcomers today.
2 months ago
Pastor Seng Piow guides us on the flow of Dorje Shugden puja, its benefits, significant of Chanting the names of Manjushri and also explaining the dedication for the sponsors and to those in need before we start the puja as we have 2 newcomers today.
Two Pastors in da house! Double the merits, double the happiness. Kechara Penang Study Group by Jacinta
2 months ago
Two Pastors in da house! Double the merits, double the happiness. Kechara Penang Study Group by Jacinta
Mr. Cheah Fook Wan offered lights and incense to The Three Jewels prior to the puja in Ipoh. (KISG - Kin Hoe)
2 months ago
Mr. Cheah Fook Wan offered lights and incense to The Three Jewels prior to the puja in Ipoh. (KISG - Kin Hoe)
Kechara Ipoh Study Group has carried out Mother Tara prayer recitations on Sunday afternoon in Ipoh. (KISG- Kin Hoe)
2 months ago
Kechara Ipoh Study Group has carried out Mother Tara prayer recitations on Sunday afternoon in Ipoh. (KISG- Kin Hoe)
Powerful Dorje Shugden puja @ Jalan Seang Tek, Penang. Every Saturday, 3 pm. Remove obstacles and grant blessings to fulfil wishes. Kechara Penang Study Group by Jacinta. 6th April 2024
3 months ago
Powerful Dorje Shugden puja @ Jalan Seang Tek, Penang. Every Saturday, 3 pm. Remove obstacles and grant blessings to fulfil wishes. Kechara Penang Study Group by Jacinta. 6th April 2024
Rejoice to the volunteers (also kind sponsors) who cleaned the Gyenze Chapel and made abundant offerings to Gyenze. ~ Alice
3 months ago
Rejoice to the volunteers (also kind sponsors) who cleaned the Gyenze Chapel and made abundant offerings to Gyenze. ~ Alice
Offered beautiful flowers abundantly to Gyenze. ~ Alice
3 months ago
Offered beautiful flowers abundantly to Gyenze. ~ Alice
Offered beautiful flowers abundantly to Gyenze. ~ Alice
3 months ago
Offered beautiful flowers abundantly to Gyenze. ~ Alice
Our weekly Dorje Shugden Puja @ 23/3/2024 . William, as the umze is seen here burning incense powder as we are about to recite the Sangsol Prayer to Dorje Shugden composed by Ganden Serkong. Kechara Penang Study Group by Jacinta.
3 months ago
Our weekly Dorje Shugden Puja @ 23/3/2024 . William, as the umze is seen here burning incense powder as we are about to recite the Sangsol Prayer to Dorje Shugden composed by Ganden Serkong. Kechara Penang Study Group by Jacinta.
And here's Mr Wong of KSK Ipoh who dropped by to pray and offered some donation to the Chapel. Kechara Penang Study Group. Pic by Siew Hong & uploaded by Jacinta.
3 months ago
And here's Mr Wong of KSK Ipoh who dropped by to pray and offered some donation to the Chapel. Kechara Penang Study Group. Pic by Siew Hong & uploaded by Jacinta.
Today's puja (16/3/2024) ended around 420pm, Jacinta was the umze of the day. Pic by Siew Hong. Kechara Penang Study Group by Jacinta.
3 months ago
Today's puja (16/3/2024) ended around 420pm, Jacinta was the umze of the day. Pic by Siew Hong. Kechara Penang Study Group by Jacinta.
Group photo taken after the last session, sealed with King of Prayers. Come and join us next time! Sayonara - 9-10th March 2024 - Kechara Penang DS Retreat by Jacinta.
3 months ago
Group photo taken after the last session, sealed with King of Prayers. Come and join us next time! Sayonara - 9-10th March 2024 - Kechara Penang DS Retreat by Jacinta.
Abundance altar! Fruits, flowers, Mee Koo (traditional Penang buns), Bee Hoon, sourdoughs and snacks are some of the offerings to Rinpoche, Buddhas & Bodhisattvas. Kechara Penang Dorje Shugden Retreat 9-10th March, 2024 by Jacinta.
3 months ago
Abundance altar! Fruits, flowers, Mee Koo (traditional Penang buns), Bee Hoon, sourdoughs and snacks are some of the offerings to Rinpoche, Buddhas & Bodhisattvas. Kechara Penang Dorje Shugden Retreat 9-10th March, 2024 by Jacinta.
Siew Hong, one of retreatants and an active member of Kechara Penang group proudly presented her torma to be used during the Kalarupa puja. Kechara Penang Study Group by Jacinta
3 months ago
Siew Hong, one of retreatants and an active member of Kechara Penang group proudly presented her torma to be used during the Kalarupa puja. Kechara Penang Study Group by Jacinta
Torma making was taught by Pastor Seng Piow and held one day before the retreat. Kechara Penang Study Group by Jacinta
3 months ago
Torma making was taught by Pastor Seng Piow and held one day before the retreat. Kechara Penang Study Group by Jacinta
Penang Dorje Shugden Retreat cum Puja, 9-10th March 2024 led by Pastor Seng Piow with 12 retreatants. Uploaded by Jacinta
3 months ago
Penang Dorje Shugden Retreat cum Puja, 9-10th March 2024 led by Pastor Seng Piow with 12 retreatants. Uploaded by Jacinta
The celebration ended with a Dorje Shugden puja, dedicated to all the sponsors, our loved ones and as well as for the happiness & good health for all sentient beings. May Rinpoche return swiftly too and taking this opportunity wishing all Happy Chinese New Year and Gong Xi Fa Cai from all of us, Kechara Penang Study Group. Uploaded by Jacinta.
4 months ago
The celebration ended with a Dorje Shugden puja, dedicated to all the sponsors, our loved ones and as well as for the happiness & good health for all sentient beings. May Rinpoche return swiftly too and taking this opportunity wishing all Happy Chinese New Year and Gong Xi Fa Cai from all of us, Kechara Penang Study Group. Uploaded by Jacinta.
Seen here, Pastor Seng Piow set off firecrackers - welcoming of the upcoming year with enthusiasm and positive energy. Kechara Penang Study Group by Jacinta
4 months ago
Seen here, Pastor Seng Piow set off firecrackers - welcoming of the upcoming year with enthusiasm and positive energy. Kechara Penang Study Group by Jacinta
In this pic, Pastor Seng Piow is sharing Dharma with newbies ~ Sharyn's friends. It's always good to make light offerings at the beginning of new year. By making light offerings, you are able to dispel the darkness of ignorance and achieve wisdom. Kechara Penang Study Group by Jacinta.
4 months ago
In this pic, Pastor Seng Piow is sharing Dharma with newbies ~ Sharyn's friends. It's always good to make light offerings at the beginning of new year. By making light offerings, you are able to dispel the darkness of ignorance and achieve wisdom. Kechara Penang Study Group by Jacinta.
One the day of Losar (new lunar year), it is always beneficial for Buddhist practitioners to get together in making abundant offerings to Buddhas on the altar to usher in goodness, prosperity and well-being of our loved ones. It's more auspicious this year as Losar and the Chinese New Year begin on the same date, 10th Feb, 2024. Back in Penang, our Kechara members came together to decorate the altar with abundance offerings for Dorje Shugden puja @3pm. Kechara Penang Study Group by Jacinta.
4 months ago
One the day of Losar (new lunar year), it is always beneficial for Buddhist practitioners to get together in making abundant offerings to Buddhas on the altar to usher in goodness, prosperity and well-being of our loved ones. It's more auspicious this year as Losar and the Chinese New Year begin on the same date, 10th Feb, 2024. Back in Penang, our Kechara members came together to decorate the altar with abundance offerings for Dorje Shugden puja @3pm. Kechara Penang Study Group by Jacinta.
Mr. Dared Lim was offering water bowls on behalf of Kechara Ipoh Study Group. (Kin Hoe)
5 months ago
Mr. Dared Lim was offering water bowls on behalf of Kechara Ipoh Study Group. (Kin Hoe)
Jun from Ipoh was offering mandarin oranges to Mother Tara and The Three Jewels. (Kin Hoe)
5 months ago
Jun from Ipoh was offering mandarin oranges to Mother Tara and The Three Jewels. (Kin Hoe)
Prior to our puja in Ipoh, Mr. & Mrs. Cheah Fook Wan were preparing for the offerings to the Buddhas. (Kin Hoe)
5 months ago
Prior to our puja in Ipoh, Mr. & Mrs. Cheah Fook Wan were preparing for the offerings to the Buddhas. (Kin Hoe)
On Sunday afternoon, Kechara Ipoh Study Group has carried out Mother Tara prayer recitations in Ipoh. (Kin Hoe)
5 months ago
On Sunday afternoon, Kechara Ipoh Study Group has carried out Mother Tara prayer recitations in Ipoh. (Kin Hoe)
Some of the best shots taken during Thaipusam in Penang. Swee Bee, Huey, Tang KS, Nathan, Choong SH and Jacinta volunteered. Wai Meng came all the way from KL to help out. Kechara Penang Study Group by Jacinta
5 months ago
Some of the best shots taken during Thaipusam in Penang. Swee Bee, Huey, Tang KS, Nathan, Choong SH and Jacinta volunteered. Wai Meng came all the way from KL to help out. Kechara Penang Study Group by Jacinta
Simple yet powerful ally ~ Bhagawan Dorje Shuden. Kechara Penang Study Group consists of Chien Seong, Hue, Choong SH, Tang KS, Swee Bee and Jacinta. Wai Meng came all the way from KL to help out. Uploaded by Jacinta.
5 months ago
Simple yet powerful ally ~ Bhagawan Dorje Shuden. Kechara Penang Study Group consists of Chien Seong, Hue, Choong SH, Tang KS, Swee Bee and Jacinta. Wai Meng came all the way from KL to help out. Uploaded by Jacinta.
Thaipusam in Penang. Some of the best shots. Kechara Penang Study Group by Jacinta
5 months ago
Thaipusam in Penang. Some of the best shots. Kechara Penang Study Group by Jacinta
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Dorje Shugden
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