What’s Your Retirement Plan?

Dec 20, 2015 | Views: 668

Apart from raising family, retirement is one of the most important things that most people plan for. However, can we really be sure that the retirement we plan for will turn out as we expect it to? Can we be sure that the children and family we depend on will be alive and available to care for us when we are old? Nothing is ever certain; no matter how much planning we do, things may go wrong. The economy changes, natural disasters occur, death comes… The reality is, we are never in control of anything around us, much less our own lives. 

While many things in life are uncertain, there is only one thing that will bring about positive results of happiness and that is Dharma. Why? Because throughout the centuries, Dharma practitioners, whether they are lay people or ordained, have shown the results of practicing Dharma that leads to a fulfilling life of happiness. While on the other hand, take a look around you: those who have no Dharma or have not practiced Dharma in their lives… How do they live their life before and after they have retired from secular jobs? In their old age, most people just pass the time in coffee shops, playing chess or mahjong, chatting with the same friends every day, not because they enjoy each other’s company but because there is nothing better to do. I am not putting them down or saying that the way they live their lives is wrong. I’m pointing it out and putting forward this question to you: “Is that all you’re looking forward to doing in your old age?”

Some people may think that they will do Dharma when they are older, and so they continue to indulge and disregard or defer their Dharma practice. But just think: if you are accustomed to living a life that continuously seeks fun, parties, games, money, etc. for the last 50 years, what makes you think that you can change your ways when you’re older? In fact, it will be even more difficult to let go of these attachments when we’re older because the habituation is just too strong… and by the time we are physically unable to have fun and parties, it would also mean we are too old to do much for Dharma… and then this precious human life is wasted.

I’m not writing this to target or hurt anyone. I am just sharing with you my observation of how things work in samsara according to Buddha. The truth always hurts and if you feel irked by what I have mentioned here, then deep down, you know your life is heading in that direction. The good thing is, change is possible and it is all up to us to make that change. You can change now. I hope that this article will help some to start engaging more intensively in Dharma practice for their future lives, and for a more meaningful current life. May many more people have a higher purpose in life such as entering long retreats in their later years, rather than hanging around coffee shops, waiting for death. 

Tsem Rinpoche 

 


 

Not All Smiles for Some Retirees in Chiang Mai

Foreigners who do not plan ahead could end up abandoned and alone, infirm and destitute

Mrs. Nancy Lindley

It is 2pm in Chiang Mai as Mrs Nancy Lindley wheels frail 74-year-old former stockbroker David Descault to the bank to close his accounts.

The American has lived 10 years in Chiang Mai. Thin as a rake and wheelchair-bound after a hip fracture around 19 months ago, he is due to travel home to Los Angeles, his passage funded by a loan under a United States Consulate programme.

As he collects his meagre few hundred baht, he banters with Mrs Lindley, saying with a short acerbic laugh: “I may get depressed, I may have some regrets, but I haven’t lost my sense of humour.”

He is an alcoholic who has no children. He was living alone in Chiang Mai and broke his hip but was “in denial and just lay in bed drinking until the neighbours became concerned and called us”, said Mrs Lindley. Now, out of money and with no family left, he is going directly to a nursing home in the US. His US Government pension cheque will be redirected to the home.

With several thousand foreign retirees in Chiang Mai, Mr Descault’s is not an unusual story, especially for British and American pensioners.

Mrs Lindley coordinates Lannacare Net, a voluntary network which helps retirees live “safe and healthy lives” and, especially, helps those in trouble. And there can be a lot of elderly foreigners in distress in Chiang Mai, long a retirement place for Thais especially from busy Bangkok, and lately a growing retirement destination for foreigners.

But it is also a place where those foreigners who do not plan ahead can disastrously run out of options and end up abandoned and alone, infirm and destitute, or any combination of the above, in a foreign country.

“There’s never any one situation,” Mrs Lindley told The Sunday Times. “The American and British cases tend to be very complex where you have issues of alcohol, orthopaedic fractures and, often, failed relationships with Thai people, financial problems, visa issues, and underlying diseases.”

Lately, there is a new worry: Senior retirees in Chiang Mai unsure of their visa status under the new, tight military regime. Some have stayed beyond their visa limit and, under the tighter regulations, may not be allowed into the country again. Several are leaving now and may never return.

Those on retirement visas are safe. Thailand grants retirement visas if you are over 50 and can show that you have 800,000 baht (S$31,320) in the bank. And while the government welcomes long-staying foreigners, the retirement visa comes with one iron rule – you cannot work.

There is no shortage of people extolling Chiang Mai as a retirement haven. Live And Invest Overseas, a US-based magazine specialising in evaluating overseas destinations, this year rated Chiang Mai among its top 10 retirement cities.

With a population of around 1.5 million, Chiang Mai is about one-fifth the size of Bangkok. It has a distinct character – ancient brick fortress walls, old wooden houses, many temples, changes of season and a cold but not freezing winter, seven international schools and a vibrant cosmopolitan community.

On the downside, it is getting crowded and risks choking on its own success; traffic jams are now common and, in the winter, pollution combines with smoke from open burning across northern Thailand and Myanmar to cast a pall over the city.

But the cost of living is still about half that of Bangkok’s, a third of Singapore’s and a fifth of western Europe’s. Good quality, 24/7 home health care costs roughly 40,000 baht a month – a fraction of what it is in the US or Europe.

In an experiment, Australian-born author and blogger Godfree Roberts, a Chiang Mai fan, spent two months in the city with his wife, mimicking retired life. They found that they lived comfortably on US$1,370 (S$1,744) per month, or US$685 per person. In 2012, he wrote that US$1,200 in Chiang Mai will give you a US$3,000 lifestyle.

Singaporean Jacob Loh, 64, who retired after 25 years in the advertising industry, compared the cost of living in Chiang Mai, Penang in Malaysia and other places in the region before choosing the northern Thai city.

Over coffee at a steak and ribs restaurant in the city’s newest, most glitzy mall, the Promenada, he said: “Food here is about 50 per cent to 60 per cent cheaper than in Singapore.”

Once married and now single with no children, he moved to Chiang Mai in 2009. “My main reason for moving to Chiang Mai is cost. And I need a roof over my head.

“In Singapore, I have one asset – the HDB flat. My CPF gives me just $400 a month. I can’t survive in Singapore,” he said.

In Chiang Mai, he rents a one-bedroom terrace house in a small leafy walled enclave for 8,500 baht a month. If he wanted to, he could get a two-room condo in a building with full amenities for 4 million baht, he said – half the price of a similar place in downtown Bangkok. Foreigners can buy condos, but cannot own land except through a Thai partner or company.

To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month.

That is what most foreigners do, said Mrs June Unland, 46, a Singaporean who lives in Chiang Mai with her husband and is active in the expat community. “You rent out your HDB flat and if you live modestly, you can live in Chiang Mai on $1,000 to $1,500 a month.”

But retirees need to plan ahead, she cautioned. The message was echoed by many expatriates, young and old, and of different nationalities, who spoke to The Sunday Times.

Mrs Lindley, 64, herself a retiree, has been in Chiang Mai with her husband for six years and is also the president of the Chiang Mai Expats Club.

She has seen the enthusiastic newcomers, those who thrive and also those who crash their lives here.

She has also seen foreigners never opening a local bank account and drawing cash from their overseas account through the ATM. She has seen some forget their PIN numbers and lose their cards to the machine. She has seen people incapacitated by an accident or a stroke and forgetting passwords and PINs. Worse, she has seen people trust others with their financial details and passwords.

Financial planning and a reliable social network are critical, she stresses. “You need a trusted friend who is not just a barstool buddy,” she warns.

Lannacare Net also recommends a detailed advance directive, specifying what is to be done in case of an accident or health crisis.

The demographics of the foreign retirees are slowly changing, from single men to couples. The presence of retirees has also spawned support industries, from residential developments to upscale hospitals with multi-lingual staff, said Mr Visut Buachum, Tourism Authority of Thailand regional director.

Assisted living is a new and booming industry, he noted, with at least two or three facilities coming up. Health-care professionals caution, though, that standards at these facilities may be an issue in future.

Currently, Lannacare Net’s website lists just two assisted living facilities. The first to offer such services, and using an Australian model for assisted living, is Dok Kaew Gardens, which opened in 2009.

Some 10km south of Chiang Mai, in the vast compound of the 106-year-old McKean Hospital under towering rain trees, Dok Kaew offers assisted living at 32,000 to 45,000 baht a month, according to the level of care needed.

It has 20 residents, one of whom is Mr Burnett Roberts, 80, a former geologist from the US who planned ahead and does not intend to leave Thailand. He retired in Thailand 15 years ago and lived in Pattaya. Facing failing health, he moved to Dok Kaew just over a year ago.

He rolls around the grounds, covering around 5km every day on his electric wheelchair, and is actively engaged with the world through the Internet in his room. “I have a choice, but I would not go back to the States,” he said. “I tell everyone the only way I’m leaving is through the chimney at the crematorium.”

Not all retirement stories end in misery, Mrs Lindley says.

“I have seen some excellent role models here of people in their 80s who are doing very well, but they have really gone out of their way to establish relationships and keep active,” she says. “Every day, there is something on the calendar, where they will be missed if they don’t show up.

“You have to keep those contacts going. Some people will swear by Thai families to take care of them, and if it is the right person, it can be good, but I think you do need to keep contacts with your own nationality.”

Singaporean Jacob Loh has no illusions. He has friends. He is active, playing badminton and going to the gym.

Like other Singaporeans settled here, he has one advantage over the European, American, Japanese and Australian retirees – Singapore is just three hours away on a plane.

“If you are a sociable person, you will find a lot of opportunities for social interaction here,” he says. “But as a foreigner living anywhere, you have to make sure you can take care of yourself financially. You do have to fend for yourself.”

nirmal@sph.com.sg
This article was first published on Oct 12, 2014

Volunteer John Collins with a resident in the Dok Kaew assisted living facility, also known as Dok Kaew Gardens, which is located 10km south of Chiang Mai, in the vast compound of the 106-year-old McKean Hospital

American David Descault, 74, assisted by Lannacare Net coordinator Nancy Lindley, has lived in Chiang Mai for 10 years. Now, out of money and with no family left, he is due to travel home to Los Angeles

Singaporean Jacob Loh, 64, moved to Chiang Mai in 2009, and rents a one-bedroom terrace house there. To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month

[Source:  http://www.straitstimes.com/news/asia/south-east-asia/story/not-all-smiles-some-retirees-chiang-mai-20141012#xtor=CS1-10]

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30 Responses to What’s Your Retirement Plan?

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  1. Sarassitham on Dec 13, 2021 at 11:18 pm

    We all have our own retirement plan or you can be someone who may have many thoughts planned towards retirement. Each of us definitely has different ideas to spend for the golden days, however not many will take a look at Dharma and spiritual path.

    Besides, most of them tend to choose Dharma practice towards retirement age however forgets that Dharma should be instilled at very beginning stage of life. This is important as it ensures that we have what we need to enjoy a comfortable and healthier retirement lifestyle. This article is a eye-opener for everyone to consider.

    Thank you for the wonderful sharing.

    https://bit.ly/3m06YpG

  2. Katie Choong on May 2, 2019 at 11:33 pm

    Talking about retirement usually brings to mind financial issues. As I grow, i wonder how much have I given to preparing my psychological portfolio. Also, I think it is important to understand that retirement does not have to occur at a certain age. It is dynamic.

  3. Julia Tan on Apr 26, 2019 at 8:55 pm

    i think i have a good retirement plan by choosing Kechara Forest Retreat, bentong, Malaysia, as my home for the rest of my life. Before I met the Dharma, what i was chasing after simply meaningless. When I think about it now, so much money wasted into those meaningless items and did not bring me any benefits. We work so hard everyday, until we forgot how to live. I was constantly in insecure state of mind. Many times i broke down and cried and cried and cried to those small small matters and i did not know why. I was anger some and gotten frustrated easily. Not knowing the stress and insecure inside me that i have been built up day in day out where i even i have take pills to sleep.

    After started to study and practice Dharma bit by bit, this insecure state of mind slowly disappeared without me even knowing. One day I decided to down scaled what i want and i focus on what i really need and matters that really make me live. I want a life that i can feel self worth everyday. everyday, bit by bit i added Dharma value into my life. That made me feel fresh and happy everyday. That was my story by choosing Dharma for retirement. Many of us choose to retire in Kechara Forest Retreat where we can proceed our spiritual practice at the same time we are building a conscious community.

    I retired at late 30s, because i have seen many regret because of “too late”. We may plan long and old retirement when we got enough money but deep down inside we know, it will never be enough money, until we transform our mind and our life.

  4. Datuk May on Apr 21, 2019 at 5:02 pm

    I like Ming Wen”s comment and for someone so young to think of retirement plan as now and not when. “When” meaning at the time we can no longer conduct secular work normally at 60years old and older or when we are incapacitated and can no longer be in the work force.

    In my point of view, retirement is a form of being out of my normal way of life and I may find idle time on my hands. So retirement plan must be formulated now and retirement must be practised before it happens.

    As mentioned by H.E. Tsem Rinpoche, same applies when we practise the Dharma, it is not when we have time on our hands but rather constantly living the teaching of practising compassion and right view of all phenomena.

    Let us prepare retirement NOW and not WHEN.

  5. Samfoonheei on Apr 18, 2019 at 1:22 pm

    Nevertheless, the weight of planning for our retirement will start to loom heavier each year. Personal retirement planning is often an intense challenge for loving parents with young children. There’s never enough time to do all the nothing we want. Having a family , successful career is not all. Life is uncertain and nothing is permanent. We ought to think further than that , we should make use of our time meaningful . A happy retirement filled with fun, happiness and compassionate where we engage in dharma all the well through, to have it make some difference that we have lived and lived well. Being happy is accepting where we are in life and making the most out of it every day, minutes meaningfully. Choosing to learn and practice dharma , volunteering , helping those who needs help is my choice . And preparing for the next journey as time is running out .
    Thank you Rinpoche for this profound teachings .

  6. Pastor Chia on Apr 18, 2019 at 9:15 am

    As a buddhist for 20 years, my retirement will be engage more spiritual retreat, find peace in mind and prepare for my next life. Most of people forget what meaningful. Just enjoy and relax did not plan for next life , is wasting our perfect human life. All the enjoyment are short after retirement. I would not bring peace and happiness when death come nearby.

  7. Pastor Henry Ooi on Apr 17, 2019 at 5:39 pm

    Most of us would have a retirement plan, a plan we wish to take things easy after working for most of our adult life. The plan varies for each person but most plans did not materialize because of illness, tragedy, death. There could be emergencies where the money put side for the plan was used partially or in full for emergencies, thus dashing the hope for the retirement one envisaged. We may have a retirement plan but we don’t plan for our death of which is certain. When our plan did not materialize, we got disappointed, some of us become bitter and sink into depression because of our expectation that such calamities would happen to some other guy but not to us. We dismiss the thought that we would live forever and in some cultures, it could be taboo to think or speak about death. It would greatly help us to contemplate about death, the only thing in life that is certain.

  8. Mingwen on Apr 17, 2019 at 7:58 am

    A powerful message shared by Tsem Rinpoche.

    If not now, WHEN?

    – Tsem Rinpoche

    Such a big alarm clock in life. This alarm wake us up from our comfort zone, make us move ourselves on from being procrastination, lazy & unmotivated.

    If we don’t do it now, when will we do it? Tomorrow? The day after Tomorrow? Next week? Next month? Next year? Next decade? & we died & regret?

    WHEN..?

  9. June Kang on Apr 17, 2019 at 7:07 am

    We are being educated that success in life is we must have a retirement plan. If we achieved, we are successful persons. Some of us may have it but we give up or totally forgotten it due to life challenges. It is nothing wrong to have a successful retirement life, but are we happy when we get what we want with the death is certain and always waiting for us. As a Buddhist, most of us have no plan for next life which is more important than retirement plan.

  10. Vivian Ong on Apr 17, 2019 at 1:26 am

    The more you plan the more it will not go the way uou want it to be. I think best to apply Dharma to whatever situations we face and overcome it. Doing dharma work is beneficial as it prepares you for your future lives. For a person who is non-dharmic, I would suggest if they retire at the age of 55, best is to find something to do for example helping out at temple or doing something they like to do to keep their mind occupied and alert. People who retire and do nothing at home, their health and mind will deteriorate quicker.

  11. Tek Lee on Apr 17, 2019 at 1:01 am

    Yes, everybody should plan for their retirement. It can be said a goal of life that everybody looking forward for. But in many situations and circumstances, things don’t turn out like what have planned. And, we don’t know whether we can live until retirement. It is true that everybody earn hard and save hard now for their retirement, what if we die tomorrow? there’ll be no retirement for us already. Practicing Dharma is the best way of planning. It works whether we live until tomorrow or we live until retire. Many of us would think to go travel around the world, do gardening, take care of grand children (if we have) after retirement. But how long we can live our life like that? Say we still have another 10 years of life? Even we have the money to travel around the world for 10 years, does our health allow us to do so? By the age we retire, we are actually stepping nearer to our coffin. By practicing Dharma, we are actually preparing for our death, do charity, so that we don’t live our life in vain.

  12. Andrea Lai on Apr 17, 2019 at 12:05 am

    I think this is an important subject that everybody needed to reconsider. As we start aging, all our ability, strength starts stringing. Our brain will start deteriorate. This is circle of life that all sentient beings had to go thru. Before, I start practicing Dharma, I will feel terrified and worried over the issue of being abandon, useless and old. 3 years in Dharma environment now, I realized Dharma is not a one day job. It is a consistency thing we need to practice no matter to our likes and dislikes. Most importantly, apply Dharma to help, lighten others burden and benefit others. Make good use of our life to make others happy and without feeling regret.

  13. Justin on Apr 16, 2019 at 10:47 pm

    Life is impermanent and full of swings from one end to another making it particularly hard to really know what can go wrong for you with your planning. Well things we want might not end up be with ours and this is one basis where people don’t feel happy when this happens as depicted in the Four Noble Truths and then again there might be things you initially planned in the beginning to only do something when you reach certain level like for example; do charity when you are rich. When you are rich, you might have other priorities already by then. So for me, I don’t really plan but learned how to be flexible and change whenever we need to as life is ever changing.

  14. pammie yap on Apr 16, 2019 at 8:31 pm

    Many people work very hard for now thinking that they can save for themselves, family or future. It’s not wrong. But wouldn’t it be better to couple it with Dharma along the way. What if one day, we don’t wake up anymore? What else can we bring after we die? All the riches in the world cannot stop death but with Dharma, it is something we can bring forward and continue because it is the most precious we can have. Learning Dharma is the best way to motivate ourselves to keep on absorbing and expanding. It is the best gift Buddha and our Guru given to us.

  15. Fong on Aug 1, 2016 at 9:30 pm

    We can never be sure of how we will end up as we age. Even our best laid plans may prove to have holes in it. Nothing is sure in Samsara except suffering.

    We can work for a good end and passage to the next life and hope that we have done enough. Some may yearn to get out of this hamster wheel, but then again many get discouraged along the way.

    The younger ones are full of energy and cannot relate to old age and passing on, the older ones do not have the energy to do what is required on the Dharma path. Blessed are the ones who can connect with Dharma early in their lives.

    Thank you, Rinpoche for reminding us always to connect with Dharma and to practice.

    • Marek on Dec 22, 2016 at 11:33 pm

      dharma practice – sure, to “feed your soul”, yet how can you feed your soul if you have no roof over your head, clothes on your back, money in your pocket or food on your table?

      • Fong on Dec 23, 2016 at 1:24 am

        All the more colder without the dharma. Been there done that

        • Marek on Dec 23, 2016 at 10:14 pm

          OK, we need the dharma, I don’t disagree with that, at the same time – we all have physical and material needs – we don’t all need Rolls Royces, BMWs, Mercedes Benz, Rolex watches, we all need to be literate, numerate, fed, clothed, housed, cared for when sick, adequately medicated when sick, capable of acquiring an income for our own security as well as that of our families – Buddha Shakyamuni left his wife and child in silence without notification so that he could attain/discover/reaffirm the truth, HOWEVER, his wife and son weren’t left starving, homeless, hungry or isolated, so we all have to be extremely careful on entering any “spiritual” path – are we genuinely seeking salvation or escaping our responsibilities?

          • Fong on Dec 25, 2016 at 10:54 am

            Agreed, we all have to make our way in this world, we have to survive it, this precious human life also means we have to live this life in this world, we need food, shelter and are subject to the vagaries of this human body. Agreed too that the Buddha was of royal birth and his family were not left in want when he left. We are not so lucky, so we have to work very hard to balance that. It may not be agreeable to many, but it is our family, our responsibility to bear and balance such that it does not disturb their minds and yet be able for them to not be averse but to maybe be able to walk the path too. If that is not appreciated by onlookers, it remains just that, they are on lookers and not in our shoes. It is their perception.

            We must also practice compassion for the family not just for all others and leave the family in want. If we cannot have harmony within the family, if we cannot have compassion for those nearest and dearest to us in this life, how can we have compassion, genuine compassion for others? Who are we to disturb others’ minds? Do we want our children to swear off any religion because we abandoned them? Aren’t we supposed to calm their mind, and bring them to dharma?

            It’s a very fine line to walk. I appreciate those who try to walk the path and yet try to bring their family to dharma. It’s a very exhausting walk. It may not seem that they are interested in the dharma because they care too for their family. Appreciate their striving for their middle way. Walk a mile in their shoes.

  16. Wan Wai Meng on May 22, 2016 at 6:01 pm

    Many people like to delay Dharma or seeking the truth till they have completed their tasks at hand, no matter what it is. Or just enjoying life and party, but party has to stop at some point. I like what Rinpoche said and that is at some point the things we enjoyed before we cannot enjoy it forever. Then what? I suppose since many people our loved ones made so much preparation for us to come into this world,and that is a significant aspect of our lives, the same should also be extended to our departure of this earth as “John Doe” or whomever we have created an identity around. Even more so is to prepare for the next journey after this life. As those of us who believe this life ending is not the END, we should prepare for the countless lives ahead, not just this one life which will end soon enough. If we are not prepared and we still draw breath, NOW is the TIME.

  17. wooishen on Jan 31, 2016 at 12:31 pm

    Dear Rinpoche,

    Thank you for sharing this article. you wake me up… we should not waste our time…

    Start it now…. The younger we change our habit and attitude…. The better we are..

    WooiShen

  18. Chris Chong on Jan 17, 2016 at 11:40 pm

    Dear Rinpoche,

    Thank you for sharing this article. Many people start to think about their retirement even when they are in the thirties. They need to plan ahead so that when they retire at the ripe age they will have enough resources to last them through the remaining of their lives and they will have activities to occupy all those free times. Most of the people will spend all their time working trying to make their dream retirement come true and they sacrificed other aspects of their life in persue of wealth to sustain the dream. Little did they know that the future is unpredictable. In the worst case scenario, they might not even live till that age to retire. Then, they will have regrets of not treasuring the NOW moment of their life.

    In my hometown, most people there will have the mindset of having a relaxed and minimalistic life when they retire. They will laze their day away in coffee shops chatting away with their friends, or in front of a tv while waiting for their kids to come back from work. This is the ideal retirement plan for most of them. To me, it is very unproductive and they could had engage in more beneficial activities.

    If they know dharma, things will be different. They will cherish their precious human rebirth and make full use of it. They will stop chasing after the retirement dream and work hard to escape from samsara. It is sad to see old people suffer in samsaric means with no way to escape but to endure and the worst part is they will enter into the same cycle over and over again due to their imprints.

    Chris

  19. JP on Jan 9, 2016 at 10:50 pm

    “But just think: if you are accustomed to living a life that continuously seeks fun, parties, games, money, etc. for the last 50 years, what makes you think that you can change your ways when you’re older? In fact, it will be even more difficult to let go of these attachments when we’re older because the habituation is just too strong… and by the time we are physically unable to have fun and parties, it would also mean we are too old to do much for Dharma… and then this precious human life is wasted.”

    The above message makes so much sense. There are so many things I find difficult to change now, let alone decades later when my habits become more ingrained. So if we don’t put in the effort now, then we will most likely not change for the better.

    The article shows how “stuck” the retirees are in their situation and they are pretty much helpless because they didn’t plan for their retirement financially. Some end up depressed and turned to alcohol to numb their suffering. I have met many senior people who become angry and bitter as they age. I believe this is because they have become so fixated with their views and attachments that they become very upset when these views and attachments are not met.

    If they had practiced the dharma teachings and put in the efforts to change these habits, they would be much happier as they age. For advanced practitioners, they can even prepare for their rebirth and not be terrified of their death.

  20. NgJesvin on Dec 31, 2015 at 8:21 pm

    Thank you Rinpoche for sharing this article. Getting older is a process of life. We couldn’t choose our birth but we definitely can choose the way we go through our elderly days.

    This article give me a window to plan on what kind of retirement life that i am looking forward to. Yes, dharma cannot wait, we have to start practice and do dharma work now, otherwise the attachment will get stronger and stronger until we have no room to ease it. Practice dharma plays a very important role because death is imminent.

    Early this year, one my students pass ed away at her age of 21 years old due to cancer. In her last moments the words came out from her mouth is pain. She told her mother, “mummy I am so in pain, I couldn’t breath, I am so scare…”. I am so sad and her incident gave me a realization on impermanence. We have to overcome the fear of death.

    There is one more story of my ex-classmate. He passed away in the mid of this year with his daughter in an accident. The sudden death of both brought a huge sadness to the family especially the wife who had just delivered a baby girl whom is two weeks old and his mother. I attended his wake with tears. Again his incident tells me that it is time to prepare before “it” comes.

    Lastly, I would like to use Rinpoche’s quote “if not now, when?” We have to prepare our retirement plan not only in the sense of material but spirituality.

    With hand folded,
    Ng Jesvin

  21. Eric Ho Kok Meng on Dec 29, 2015 at 2:39 pm

    Thank you Rinpoche for sharing this article with us. I totally agreed with Mr Jacob Loh for investing in property, a Singaporean at his 64, moved to Chiang Mai in 2009, and rents a one-bedroom terrace house there. To support himself, Mr Loh rents out his three-room HDB flat back home for $1,600 a month. He is wise in his financial decision because property always align with inflation. By renting out his HDB flat, he would able to survived in Chiang Mai which is much cheaper the living cost there. I also agree with Rinpoche for not procrastinate further in our spiritual practice because we will never put priority in them, until we really need it. But when we really wanted to start, it’s always too late.

    With Folded Hands
    Eric Ho

  22. Uncle Eddie on Dec 24, 2015 at 3:49 pm

    These holy words of Wisdom say it all: “AGE DESTROYS YOUTH, SICKNESS DESTROYS HEALTH, DEGENERATION OF LIFE DESTROYS ALL EXCELLENT QUALITIES AND DEATH DESTROYS LIFE. EVEN IF YOU ARE A GREAT RUNNER, YOU CAN’T RUN AWAY FROM DEATH. YOU CANNOT STOP DEATH WITH YOUR WEALTH, THROUGH YOUR MAGIC PERFORMANCES OR RECITATION OF MANTRAS OR EVEN MEDICINES. THEREFORE, IT IS WISE TO PREPARE FOR YOUR DEATH.” They invite you to begin the journey with the great religious and spiritual masters of all time to save yourself after LIFE. PLEASE DO NOT PROCASTINATE! THANK YOU RINPOCHE FOR YOUR GREAT COMPASSION.

  23. Lin Mun on Dec 24, 2015 at 11:33 am

    Thanks Rinpoche for sharing this articles and what is happening around us. Some points I learned from this articles :

    1) Nothing is certain so it is very important for us to plan for our retirement. It is not only about material but spiritual preparedness.

    2) Don’t waste time thinking that we will only do dharma work only when we retire. We can start now. Most of the time we put others as priority and dharma as the last.

    3) We can start planning for retirement and doing dharma work at the same time. It is how we plan our time.

    4) We should plan to retire happy and not regret for not doing enough.

    5) It is not too late to change now if we want to. Do it now.

  24. Stella Cheang on Dec 23, 2015 at 7:20 pm

    Retirement is certainly on the top of our head for people in rat race like myself. Many lunch sessions were well spent discussing and exchanging notes on retirement plan or finding ways towards early retirement. By the time we retire, we are old and unproductive, there is little meaningful things we can do. By that time, should we decide to engage in Dharmic activities, there will be little or no effect. In a spiritual sense, it is like a whole life wasted.

    In summary, if we are serious about Dharma, why wait until we retire. We can start doing something now. Thank you so much, Rinpoche, for sharing this thought provoking article with us.

    Humbly, bowing down,
    Stella Cheang

  25. Jason on Dec 23, 2015 at 2:51 am

    Thanks Rinpoche for sharing this article.Nowadays , everyone is busy with work to earn money for daily expenses or for paying the so called retirement plan.When u talk about dharma, they sure tell u No Time to practice it. In my point of view, life can be short or long and is not control by us. Actually dharma can be practice in our daily life. Mind transform is the most important to become a good person. When we died, money and power all gone but only our great deeds will determine where we will be rebirth .Please do more dharma works now and help one person per day.

    With Folded Hands

  26. Valentina Suhendra on Dec 21, 2015 at 8:57 pm

    5 things I learned from the post:
    – It may sound cliché, but when we are old, we are more vulnerable to illness and we are not as strong anymore
    – If we keep delaying doing Dharma work to old age, the chance is we will not be doing it because either our habituation is much stronger or we have run out of time
    – Even if we plan a perfect retirement, it may not be so perfect once we went through it. Accidents might happened, and we may lose our money if we are meant to lose it.
    – Those people who does not know Dharma, once they retired, they tend to enjoy their time doing nothing waiting for death
    – If we have spent our life in pursuit of fun and parties, by the time we are too old to have fun, we cannot do much for Dharma.

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Blog Chat

BLOG CHAT

Dear blog friends,

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Everyone has a different perspective, so this section is for you.

Tsem Rinpoche


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KECHARA FOREST RETREAT PROGRESS UPDATES

Here is the latest news and pictorial updates, as it happens, of our upcoming forest retreat project.

The Kechara Forest Retreat is a unique holistic retreat centre focused on the total wellness of body, mind and spirit. This is a place where families and individuals will find peace, nourishment and inspiration in a natural forest environment. At Kechara Forest Retreat, we are committed to give back to society through instilling the next generation with universal positive values such as kindness and compassion.

For more information, please read here (english), here (chinese), or the official site: retreat.kechara.com.

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  • Samfoonheei
    Friday, Mar 15. 2024 07:31 PM
    Venerable Ajahn Chah was a Thai Buddhist teacher of the Buddhadhamma and a founder of two major monasteries in the Thai Forest Tradition. Well respected and loved as a man of great wisdom, he was also instrumental in establishing Theravada Buddhism in the West. Interesting life story, how he chose to leave the settled monastic life and became a wandering ascetic. Walking across Thailand, lived in forests, caves and cremation grounds while learning from the meditation monks of the Forest of various monasteries. He wandered through the countryside in quest of quiet and secluded places for developing meditation. He even lived in tiger and cobra infested jungles, using reflections on death to penetrate to the true meaning of life. After years of wandering, Venerable Ajahn Chah established a monastery where he taught simple, practice-based form of meditation, and attracted a numerous of students including western foreigners. He was one of the greatest Dhamma teachers of the modern era. His wise teachings have continued to guide thousands of people along the path of Dharma. Venerable Ajahn Chah’s teachings of the Thai Forest Tradition gradually spread across all over the world. Several of Ajahn Chah’s Western students have since established monasteries throughout the world. Just in Thailand itself, there are more than 300 branch monasteries in Ajahn Chah’s tradition. Ven erable Ajahn Chah used his ill health as a teaching point, emphasizing that it was a living example of the impermanence of all things and reminded people to endeavour to find a true refuge within themselves. The legacy of Venerable Ajahn Chah’s teachings and legacy continues into the modern age.
    Thank you Rinpoche for this great sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/great-lamas-masters/venerable-ajahn-chah-the-forest-monk.html
  • Samfoonheei
    Friday, Mar 15. 2024 07:30 PM
    Wonderful blog written on the practice of Kalarupa for us to understand better. As an emanation of Manjushri, Kalarupa’s practice helps us to destroy ignorance and to develop wisdom overcoming our anger and suffering . Awesome Kalarupa manifested in multiple forms to help sentient beings who personifies enlightenment by the conquest of anger. Kalarupa also regard as one of the three main Dharma protectors of the Gelugpa is extremely fierce and ugly, and tames all kinds of spiritual ugliness. The fierceness of his iconography teaches us to remind ourselves that all the causes and effects of anger arising from ignorance are dreadful and distorted.
    Thank you Rinpoche and Pastor Antionette for this detailed sharing,

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/kalarupa.html
  • Samfoonheei
    Friday, Mar 15. 2024 07:27 PM
    Nepal is a very spiritual country, having a huge Dorje Shugden mural in Kathmandu, is indeed a big achievement for Kechara. Located on Charkhal Road in Dilli Bazaar, the mural can be found midway between our two Dorje Shugden chapels which are in Putalisadak and Chabahil. It is also very close to one of Kathmandu’s largest shopping malls. Many locals , tourist will be able to connect them to a powerful deity that is so closely associated with their culture. Well the mural not only beautiful but also full of symbolism and everyone merely by seeing it is blessed. Thanks to those talented artists and generous sponsors making it a success.
    Thank you Rinpoche for this sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/travel/spectacular-dorje-shugden-mural-in-kathmandu-nepal.html
  • Samfoonheei
    Friday, Mar 15. 2024 07:24 PM
    All the art of living lies in a fine mingling of letting go and holding on. Letting go helps us to live in a more peaceful state of mind and helps restore our balance. A reminder for us all to go of attachment and meditating on impermanence and emptiness. We are to relinquish the domination of our ego and its habits to transform ourselves. A great reminder not to waste our previous life.
    Quoted Ceasing to do evil, Cultivating the good, Purifying the heart .
    Thank you Rinpoche for sharing such a meaningful teachings with folded hands.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/pointing-the-staff-at-the-old-man.html
  • james belich
    Friday, Mar 8. 2024 09:43 PM
    Winning the lottery was part of my dreams, I tried so hard to win big but all to no avail, until I came across Dr Lucas online who made my dreams come through and made me win 10 million dollars. I was a logistics manager who lives in Lancaster, S.C. and works about an hour’s drive away, in Charlotte, N.C., I stopped at a store to buy a scratch-off lottery ticket during my lunch break, because Dr Lucas gave me all the assurance that the numbers are not going to fail after I did all he asked me to do. Dr lucas is a powerful Dr that is on a mission to eradicate poverty from people’s lives and i have confirmed that by winning $10 million with the numbers he provided for me, it is my promise to tell the world about my experience with Dr Lucas and that’s what I’m doing now, you can win the lottery fast with the help of Dr Lucas he is tested and trusted Email: Drlucasspelltemple@gmail. com or WhatsApp +234 904 794 3567 he will help you.
  • james belich
    Friday, Mar 8. 2024 09:42 PM
    Winning the lottery was part of my dreams, I tried so hard to win big but all to no avail, until I came across Dr Lucas online who made my dreams come through and made me win 10 million dollars. I was a logistics manager who lives in Lancaster, S.C. and works about an hour’s drive away, in Charlotte, N.C., I stopped at a store to buy a scratch-off lottery ticket during my lunch break, because Dr Lucas gave me all the assurance that the numbers are not going to fail after I did all he asked me to do. Dr lucas is a powerful Dr that is on a mission to eradicate poverty from people’s lives and i have confirmed that by winning $10 million with the numbers he provided for me, it is my promise to tell the world about my experience with Dr Lucas and that’s what I’m doing now, you can win the lottery fast with the help of Dr Lucas he is tested and trusted Email: Drlucasspelltemple@gmail.com or WhatsApp +234 904 794 3567 he will help you.
  • lee
    Thursday, Mar 7. 2024 07:06 PM
    We are members of the Buddhist Temple in Taman Desa Jaya, Kepong, Kuala Lumpur and we have been issued membership by the president (DATUK YIP KUM FOOK), we are very sad because we are the foundation of this Temple

    Now we can know who is always messing with people, and he always cheats money and women, he even uses Buddhism to find money.

    Also, need to be careful with his brother-in-law (Simon Low Kok Meng) because he is a spy (CID) for DATUK YIP KUM FOOK and we will write some letters to AGONG SULTAN IBRAHIM IBN ALMARHUM SULTAN ISKANDAR as soon as possible.

    From Jesmond Yap, Kepong Baru…Kuala Lumpur
  • Phoenix the Shaman Elder
    Thursday, Mar 7. 2024 01:40 AM
    The matriarchal cultures of the grandmothers have specific symbolism of animism shamanism, such as the horse, especially the blue horse, and the deer. These are two main symbols of a shaman woman and you can find them in many cultural folk lore, especially the Russian, Slavic, Siberian, Nordic, Finland, and Norway. It’s nice to see the Matriarchal Shaman Animism diety represented in Chinese.
  • Samfoonheei
    Monday, Mar 4. 2024 06:59 PM
    An inspiring act of a selfless Lama feeding strays whether its night or day. Truly an example for us all to feed those lonely strays . Yes I do agree compassion starts with feeding strays. Reading this blog again to refresh myself to do more. Strays animals generally lead a life of poor welfare on the street. Feeding strays is a compassionate act.
    Thank you Rinpoche and Anila for this sharing.


    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/one-minute-story/rinpoche-through-my-eyes-compassion-starts-with-feeding-strays
  • Samfoonheei
    Monday, Mar 4. 2024 06:56 PM
    nteresting revisit this blog again as truly inspiring reading over and over again . There’s so many inspiring nuns and female practitioner coming from different back ground, leading a more spiritual life. They are practitioners dedicated their life to religious observance and their path is illuminated by the light of compassion. Going against all odds to become one. Their devotion radiates like a thousand stars in the night sky. Here at Kechara Forest Retreat, Bentong Pahang we too have inspiring practitioners .
    Thank you Rinpoche for this great sharing.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/buddhas-dharma/inspiring-nuns-and-female-practitioners.html
  • Samfoonheei
    Monday, Mar 4. 2024 06:55 PM
    H E Tsem Rinpoche’s Sungbum project aim to preserve the teachings and practices that have been passed from teacher to disciple in an unbroken line beginning with Lama Tsongkhapa himself . History has taught us the importance of preserving Buddha’s stainless teachings. Its important to preserve and safeguard the Buddhist tradition for future generations.
    Tsem Rinpoche is a clear and effective teacher where his stories and teachings are endlessly entertaining and inspiring. The preservation is very much needed. We are so fortunate given a chance to be involved in such a meritorious project .
    Thank you.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/current-affairs/the-tsem-rinpoche-sungbum-project.html
  • Samfoonheei
    Monday, Mar 4. 2024 06:55 PM
    Demons are disembodied spirits, supernatural being or spirit and unseen beings. We know they do exist and I believe they do. They have no physical form to them whatsoever. Demons do definitely exist. They are intelligent beings who are evil malicious spirits and are all dangerous entities. Valak is not to be summoned capriciously by anyone as they are dangerous beings when we invoke them having to face a heavy consequence. There are spiritual practices that we can ask for help a ritual of the wrathful Manjushri in the form of Trakze. Having a doing the practice daily without fail, consistently, as this Trakze practice has been proven to be efficacious to break the hold the Valak and other spirits. All thanks to our Guru bringing this practice to Kechara Forest Retreat, Bentong Malaysia.
    Thank you Rinpoche for this wonderful sharing for us to understand better.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/science-mysteries/valak-the-conjuring-2-demon.html
  • Samfoonheei
    Monday, Mar 4. 2024 06:53 PM
    Wow ,reading all these powerful quotes had me realised much better of giving even I have little. May H E Tsem Rinpoche’s sincere advice to reach the far shore of liberation to everyone reading this blog. The most truly generous people are those who give silently without asking any in return. There is no exercise better than reaching and lifting people up. A kind gesture can reach a wound that only compassion can heal. Well creating and lighting for others we naturally light our own way. Helping others especially those unfortunate ones, make us feel more positive about our own circumstances.
    Thank you Rinpoche for sharing all these powerful quotes.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/inspiration-worthy-words/the-power-of-giving-18-quotes-from-tsem-rinpoche.html
  • Aarati Bhatt
    Wednesday, Feb 28. 2024 12:47 AM
    I have tried mine and my friend’s horoscope and it results same in both of our case, and not just that I have tried this on various friends and this horoscope is showing same for maximum date of birth, I think this is a bug.
  • Samfoonheei
    Thursday, Jan 4. 2024 04:11 PM
    Lama Tsongkhapa was an influential Tibetan Buddhist monk, philosopher and tantric yogi, whose activities led to the formation of the Gelug school of Tibetan Buddhism . Lama Tsongkhapa was hailed as the second Buddha by contemporary Buddhist masters of his time. Famous for reviving Buddhism in Tibet and revered for elevating the Dharma to all its present glory. Hence having a 12 ft Lama Tsongkhapa Statue at new Kechara Gompa (Prayer Hall) is indeed a blessing. Its truly beautiful. Merely by looking at it is a blessing .
    Thank you Rinpoche and team effort making it possible.

    https://www.tsemrinpoche.com/tsem-tulku-rinpoche/kechara-13-depts/10-ft-tsongkapa-here.html

1 · 2 · 3 · 4 · 5 · »

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The Unknown

The Known and unknown are both feared,
Known is being comfortable and stagnant,
The unknown may be growth and opportunities,
One shall never know if one fears the unknown more than the known.
Who says the unknown would be worse than the known?
But then again, the unknown is sometimes worse than the known. In the end nothing is known unless we endeavour,
So go pursue all the way with the unknown,
because all unknown with familiarity becomes the known.
~Tsem Rinpoche

Photos On The Go

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According to legend, Shambhala is a place where wisdom and love reign, and there is no crime. Doesn\'t this sound like the kind of place all of us would love to live in? https://www.tsemrinpoche.com/?p=204874
4 years ago
According to legend, Shambhala is a place where wisdom and love reign, and there is no crime. Doesn't this sound like the kind of place all of us would love to live in? https://www.tsemrinpoche.com/?p=204874
108 candles and sang (incense) offered at our Wish-Fulfilling Grotto, invoking Dorje Shugden\'s blessings for friends, sponsors and supporters, wonderful!
4 years ago
108 candles and sang (incense) offered at our Wish-Fulfilling Grotto, invoking Dorje Shugden's blessings for friends, sponsors and supporters, wonderful!
Dharmapalas are not exclusive to Tibetan culture and their practice is widespread throughout the Buddhist world - https://www.tsemrinpoche.com/?p=193645
4 years ago
Dharmapalas are not exclusive to Tibetan culture and their practice is widespread throughout the Buddhist world - https://www.tsemrinpoche.com/?p=193645
One of our adorable Kechara Forest Retreat\'s doggies, Tara, happy and safe, and enjoying herself in front of Wisdom Hall which has been decorated for Chinese New Year
4 years ago
One of our adorable Kechara Forest Retreat's doggies, Tara, happy and safe, and enjoying herself in front of Wisdom Hall which has been decorated for Chinese New Year
Fragrant organic Thai basil harvested from our very own Kechara Forest Retreat farm!
4 years ago
Fragrant organic Thai basil harvested from our very own Kechara Forest Retreat farm!
On behalf of our Puja House team, Pastor Tat Ming receives food and drinks from Rinpoche. Rinpoche wanted to make sure the hardworking Puja House team are always taken care of.
4 years ago
On behalf of our Puja House team, Pastor Tat Ming receives food and drinks from Rinpoche. Rinpoche wanted to make sure the hardworking Puja House team are always taken care of.
By the time I heard about Luang Phor Thong, he was already very old, in his late 80s. When I heard about him, I immediately wanted to go and pay my respects to him. - http://bit.ly/LuangPhorThong
4 years ago
By the time I heard about Luang Phor Thong, he was already very old, in his late 80s. When I heard about him, I immediately wanted to go and pay my respects to him. - http://bit.ly/LuangPhorThong
It\'s very nice to see volunteers helping maintain holy sites in Kechara Forest Retreat, it\'s very good for them. Cleaning Buddha statues is a very powerful and effective way of purifying body karma.
4 years ago
It's very nice to see volunteers helping maintain holy sites in Kechara Forest Retreat, it's very good for them. Cleaning Buddha statues is a very powerful and effective way of purifying body karma.
Kechara Forest Retreat is preparing for the upcoming Chinese New Year celebrations. This is our holy Vajra Yogini stupa which is now surrounded by beautiful lanterns organised by our students.
4 years ago
Kechara Forest Retreat is preparing for the upcoming Chinese New Year celebrations. This is our holy Vajra Yogini stupa which is now surrounded by beautiful lanterns organised by our students.
One of the most recent harvests from our Kechara Forest Retreat land. It was grown free of chemicals and pesticides, wonderful!
4 years ago
One of the most recent harvests from our Kechara Forest Retreat land. It was grown free of chemicals and pesticides, wonderful!
Third picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
Third picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
Second picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
Second picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
First picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal.
Height: 33ft (10m)
5 years ago
First picture-Standing Manjushri Statue at Chowar, Kirtipur, Nepal. Height: 33ft (10m)
The first title published by Kechara Comics is Karuna Finds A Way. It tells the tale of high-school sweethearts Karuna and Adam who had what some would call the dream life. Everything was going great for them until one day when reality came knocking on their door. Caught in a surprise swindle, this loving family who never harmed anyone found themselves out of luck and down on their fortune. Determined to save her family, Karuna goes all out to find a solution. See what she does- https://bit.ly/2LSKuWo
5 years ago
The first title published by Kechara Comics is Karuna Finds A Way. It tells the tale of high-school sweethearts Karuna and Adam who had what some would call the dream life. Everything was going great for them until one day when reality came knocking on their door. Caught in a surprise swindle, this loving family who never harmed anyone found themselves out of luck and down on their fortune. Determined to save her family, Karuna goes all out to find a solution. See what she does- https://bit.ly/2LSKuWo
Very powerful story! Tibetan Resistance group Chushi Gangdruk reveals how Dalai Lama escaped in 1959- https://bit.ly/2S9VMGX
5 years ago
Very powerful story! Tibetan Resistance group Chushi Gangdruk reveals how Dalai Lama escaped in 1959- https://bit.ly/2S9VMGX
At Kechara Forest Retreat land we have nice fresh spinach growing free of chemicals and pesticides. Yes!
5 years ago
At Kechara Forest Retreat land we have nice fresh spinach growing free of chemicals and pesticides. Yes!
See beautiful pictures of Manjushri Guest House here- https://bit.ly/2WGo0ti
5 years ago
See beautiful pictures of Manjushri Guest House here- https://bit.ly/2WGo0ti
Beginner’s Introduction to Dorje Shugden~Very good overview https://bit.ly/2QQNfYv
5 years ago
Beginner’s Introduction to Dorje Shugden~Very good overview https://bit.ly/2QQNfYv
Fresh eggplants grown on Kechara Forest Retreat\'s land here in Malaysia
5 years ago
Fresh eggplants grown on Kechara Forest Retreat's land here in Malaysia
Most Venerable Uppalavanna – The Chief Female Disciple of Buddha Shakyamuni - She exhibited many supernatural abilities gained from meditation and proved to the world females and males are equal in spirituality- https://bit.ly/31d9Rat
5 years ago
Most Venerable Uppalavanna – The Chief Female Disciple of Buddha Shakyamuni - She exhibited many supernatural abilities gained from meditation and proved to the world females and males are equal in spirituality- https://bit.ly/31d9Rat
Thailand’s ‘Renegade’ Yet Powerful Buddhist Nuns~ https://bit.ly/2Z1C02m
5 years ago
Thailand’s ‘Renegade’ Yet Powerful Buddhist Nuns~ https://bit.ly/2Z1C02m
Mahapajapati Gotami – the first Buddhist nun ordained by Lord Buddha- https://bit.ly/2IjD8ru
5 years ago
Mahapajapati Gotami – the first Buddhist nun ordained by Lord Buddha- https://bit.ly/2IjD8ru
The Largest Buddha Shakyamuni in Russia | 俄罗斯最大的释迦牟尼佛画像- https://bit.ly/2Wpclni
5 years ago
The Largest Buddha Shakyamuni in Russia | 俄罗斯最大的释迦牟尼佛画像- https://bit.ly/2Wpclni
Sacred Vajra Yogini
5 years ago
Sacred Vajra Yogini
Dorje Shugden works & archives - a labour of commitment - https://bit.ly/30Tp2p8
5 years ago
Dorje Shugden works & archives - a labour of commitment - https://bit.ly/30Tp2p8
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha.
5 years ago
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha.
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha. She was his step-mother and aunt. Buddha\'s mother had passed away at his birth so he was raised by Gotami.
5 years ago
Mahapajapati Gotami, who was the first nun ordained by Lord Buddha. She was his step-mother and aunt. Buddha's mother had passed away at his birth so he was raised by Gotami.
Another nun disciple of Lord Buddha\'s. She had achieved great spiritual abilities and high attainments. She would be a proper object of refuge. This image of the eminent bhikkhuni (nun) disciple of the Buddha, Uppalavanna Theri.
5 years ago
Another nun disciple of Lord Buddha's. She had achieved great spiritual abilities and high attainments. She would be a proper object of refuge. This image of the eminent bhikkhuni (nun) disciple of the Buddha, Uppalavanna Theri.
Wandering Ascetic Painting by Nirdesha Munasinghe
5 years ago
Wandering Ascetic Painting by Nirdesha Munasinghe
High Sri Lankan monks visit Kechara to bless our land, temple, Buddha and Dorje Shugden images. They were very kind-see pictures- https://bit.ly/2HQie2M
5 years ago
High Sri Lankan monks visit Kechara to bless our land, temple, Buddha and Dorje Shugden images. They were very kind-see pictures- https://bit.ly/2HQie2M
This is pretty amazing!

First Sri Lankan Buddhist temple opened in Dubai!!!
5 years ago
This is pretty amazing! First Sri Lankan Buddhist temple opened in Dubai!!!
My Dharma boy (left) and Oser girl loves to laze around on the veranda in the mornings. They enjoy all the trees, grass and relaxing under the hot sun. Sunbathing is a favorite daily activity. I care about these two doggies of mine very much and I enjoy seeing them happy. They are with me always. Tsem Rinpoche

Always be kind to animals and eat vegetarian- https://bit.ly/2Psp8h2
5 years ago
My Dharma boy (left) and Oser girl loves to laze around on the veranda in the mornings. They enjoy all the trees, grass and relaxing under the hot sun. Sunbathing is a favorite daily activity. I care about these two doggies of mine very much and I enjoy seeing them happy. They are with me always. Tsem Rinpoche Always be kind to animals and eat vegetarian- https://bit.ly/2Psp8h2
After you left me Mumu, I was alone. I have no family or kin. You were my family. I can\'t stop thinking of you and I can\'t forget you. My bond and connection with you is so strong. I wish you were by my side. Tsem Rinpoche
5 years ago
After you left me Mumu, I was alone. I have no family or kin. You were my family. I can't stop thinking of you and I can't forget you. My bond and connection with you is so strong. I wish you were by my side. Tsem Rinpoche
This story is a life-changer. Learn about the incredible Forest Man of India | 印度“森林之子”- https://bit.ly/2Eh4vRS
5 years ago
This story is a life-changer. Learn about the incredible Forest Man of India | 印度“森林之子”- https://bit.ly/2Eh4vRS
Part 2-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
5 years ago
Part 2-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
Part 1-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
5 years ago
Part 1-Beautiful billboard in Malaysia of a powerful Tibetan hero whose life serves as a great inspiration- https://bit.ly/2UltNE4
The great Protector Manjushri Dorje Shugden depicted in the beautiful Mongolian style. To download a high resolution file: https://bit.ly/2Nt3FHz
5 years ago
The great Protector Manjushri Dorje Shugden depicted in the beautiful Mongolian style. To download a high resolution file: https://bit.ly/2Nt3FHz
The Mystical land of Shambhala is finally ready for everyone to feast their eyes and be blessed. A beautiful post with information, art work, history, spirituality and a beautiful book composed by His Holiness the 6th Panchen Rinpoche. ~ https://bit.ly/309MHBi
5 years ago
The Mystical land of Shambhala is finally ready for everyone to feast their eyes and be blessed. A beautiful post with information, art work, history, spirituality and a beautiful book composed by His Holiness the 6th Panchen Rinpoche. ~ https://bit.ly/309MHBi
Beautiful pictures of the huge Buddha in Longkou Nanshan- https://bit.ly/2LsBxVb
5 years ago
Beautiful pictures of the huge Buddha in Longkou Nanshan- https://bit.ly/2LsBxVb
The reason-Very interesting thought- https://bit.ly/2V7VT5r
5 years ago
The reason-Very interesting thought- https://bit.ly/2V7VT5r
NEW Bigfoot cafe in Malaysia! Food is delicious!- https://bit.ly/2VxdGau
5 years ago
NEW Bigfoot cafe in Malaysia! Food is delicious!- https://bit.ly/2VxdGau
DON\'T MISS THIS!~How brave Bonnie survived by living with a herd of deer~ https://bit.ly/2Lre2eY
5 years ago
DON'T MISS THIS!~How brave Bonnie survived by living with a herd of deer~ https://bit.ly/2Lre2eY
Global Superpower China Will Cut Meat Consumption by 50%! Very interesting, find out more- https://bit.ly/2V1sJFh
5 years ago
Global Superpower China Will Cut Meat Consumption by 50%! Very interesting, find out more- https://bit.ly/2V1sJFh
You can download this beautiful Egyptian style Dorje Shugden Free- https://bit.ly/2Nt3FHz
5 years ago
You can download this beautiful Egyptian style Dorje Shugden Free- https://bit.ly/2Nt3FHz
Beautiful high file for print of Lord Manjushri. May you be blessed- https://bit.ly/2V8mwZe
5 years ago
Beautiful high file for print of Lord Manjushri. May you be blessed- https://bit.ly/2V8mwZe
Mongolian (Oymiakon) Shaman in Siberia, Russia. That is his real outfit he wears. Very unique. TR
5 years ago
Mongolian (Oymiakon) Shaman in Siberia, Russia. That is his real outfit he wears. Very unique. TR
Find one of the most beautiful temples in the world in Nara, Japan. It is the 1,267 year old Todai-ji temple that houses a 15 meter Buddha Vairocana statue who is a cosmic and timeless Buddha. Emperor Shomu who sponsored this beautiful temple eventually abdicated and ordained as a Buddhist monk. Very interesting history and story. One of the places everyone should visit- https://bit.ly/2VgsHhK
5 years ago
Find one of the most beautiful temples in the world in Nara, Japan. It is the 1,267 year old Todai-ji temple that houses a 15 meter Buddha Vairocana statue who is a cosmic and timeless Buddha. Emperor Shomu who sponsored this beautiful temple eventually abdicated and ordained as a Buddhist monk. Very interesting history and story. One of the places everyone should visit- https://bit.ly/2VgsHhK
Manjusri Kumara (bodhisattva of wisdom), India, Pala dynesty, 9th century, stone, Honolulu Academy of Arts
5 years ago
Manjusri Kumara (bodhisattva of wisdom), India, Pala dynesty, 9th century, stone, Honolulu Academy of Arts
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CHAT PICTURES

And here's Mr Wong of KSK Ipoh who dropped by to pray and offered some donation to the Chapel. Kechara Penang Study Group. Pic by Siew Hong & uploaded by Jacinta.
2 days ago
And here's Mr Wong of KSK Ipoh who dropped by to pray and offered some donation to the Chapel. Kechara Penang Study Group. Pic by Siew Hong & uploaded by Jacinta.
Today's puja (16/3/2024) ended around 420pm, Jacinta was the umze of the day. Pic by Siew Hong. Kechara Penang Study Group by Jacinta.
2 days ago
Today's puja (16/3/2024) ended around 420pm, Jacinta was the umze of the day. Pic by Siew Hong. Kechara Penang Study Group by Jacinta.
Group photo taken after the last session, sealed with King of Prayers. Come and join us next time! Sayonara - 9-10th March 2024 - Kechara Penang DS Retreat by Jacinta.
6 days ago
Group photo taken after the last session, sealed with King of Prayers. Come and join us next time! Sayonara - 9-10th March 2024 - Kechara Penang DS Retreat by Jacinta.
Abundance altar! Fruits, flowers, Mee Koo (traditional Penang buns), Bee Hoon, sourdoughs and snacks are some of the offerings to Rinpoche, Buddhas & Bodhisattvas. Kechara Penang Dorje Shugden Retreat 9-10th March, 2024 by Jacinta.
7 days ago
Abundance altar! Fruits, flowers, Mee Koo (traditional Penang buns), Bee Hoon, sourdoughs and snacks are some of the offerings to Rinpoche, Buddhas & Bodhisattvas. Kechara Penang Dorje Shugden Retreat 9-10th March, 2024 by Jacinta.
Siew Hong, one of retreatants and an active member of Kechara Penang group proudly presented her torma to be used during the Kalarupa puja. Kechara Penang Study Group by Jacinta
7 days ago
Siew Hong, one of retreatants and an active member of Kechara Penang group proudly presented her torma to be used during the Kalarupa puja. Kechara Penang Study Group by Jacinta
Torma making was taught by Pastor Seng Piow and held one day before the retreat. Kechara Penang Study Group by Jacinta
7 days ago
Torma making was taught by Pastor Seng Piow and held one day before the retreat. Kechara Penang Study Group by Jacinta
Penang Dorje Shugden Retreat cum Puja, 9-10th March 2024 led by Pastor Seng Piow with 12 retreatants. Uploaded by Jacinta
7 days ago
Penang Dorje Shugden Retreat cum Puja, 9-10th March 2024 led by Pastor Seng Piow with 12 retreatants. Uploaded by Jacinta
The celebration ended with a Dorje Shugden puja, dedicated to all the sponsors, our loved ones and as well as for the happiness & good health for all sentient beings. May Rinpoche return swiftly too and taking this opportunity wishing all Happy Chinese New Year and Gong Xi Fa Cai from all of us, Kechara Penang Study Group. Uploaded by Jacinta.
1 month ago
The celebration ended with a Dorje Shugden puja, dedicated to all the sponsors, our loved ones and as well as for the happiness & good health for all sentient beings. May Rinpoche return swiftly too and taking this opportunity wishing all Happy Chinese New Year and Gong Xi Fa Cai from all of us, Kechara Penang Study Group. Uploaded by Jacinta.
Seen here, Pastor Seng Piow set off firecrackers - welcoming of the upcoming year with enthusiasm and positive energy. Kechara Penang Study Group by Jacinta
1 month ago
Seen here, Pastor Seng Piow set off firecrackers - welcoming of the upcoming year with enthusiasm and positive energy. Kechara Penang Study Group by Jacinta
In this pic, Pastor Seng Piow is sharing Dharma with newbies ~ Sharyn's friends. It's always good to make light offerings at the beginning of new year. By making light offerings, you are able to dispel the darkness of ignorance and achieve wisdom. Kechara Penang Study Group by Jacinta.
1 month ago
In this pic, Pastor Seng Piow is sharing Dharma with newbies ~ Sharyn's friends. It's always good to make light offerings at the beginning of new year. By making light offerings, you are able to dispel the darkness of ignorance and achieve wisdom. Kechara Penang Study Group by Jacinta.
One the day of Losar (new lunar year), it is always beneficial for Buddhist practitioners to get together in making abundant offerings to Buddhas on the altar to usher in goodness, prosperity and well-being of our loved ones. It's more auspicious this year as Losar and the Chinese New Year begin on the same date, 10th Feb, 2024. Back in Penang, our Kechara members came together to decorate the altar with abundance offerings for Dorje Shugden puja @3pm. Kechara Penang Study Group by Jacinta.
1 month ago
One the day of Losar (new lunar year), it is always beneficial for Buddhist practitioners to get together in making abundant offerings to Buddhas on the altar to usher in goodness, prosperity and well-being of our loved ones. It's more auspicious this year as Losar and the Chinese New Year begin on the same date, 10th Feb, 2024. Back in Penang, our Kechara members came together to decorate the altar with abundance offerings for Dorje Shugden puja @3pm. Kechara Penang Study Group by Jacinta.
Mr. Dared Lim was offering water bowls on behalf of Kechara Ipoh Study Group. (Kin Hoe)
1 month ago
Mr. Dared Lim was offering water bowls on behalf of Kechara Ipoh Study Group. (Kin Hoe)
Jun from Ipoh was offering mandarin oranges to Mother Tara and The Three Jewels. (Kin Hoe)
1 month ago
Jun from Ipoh was offering mandarin oranges to Mother Tara and The Three Jewels. (Kin Hoe)
Prior to our puja in Ipoh, Mr. & Mrs. Cheah Fook Wan were preparing for the offerings to the Buddhas. (Kin Hoe)
1 month ago
Prior to our puja in Ipoh, Mr. & Mrs. Cheah Fook Wan were preparing for the offerings to the Buddhas. (Kin Hoe)
On Sunday afternoon, Kechara Ipoh Study Group has carried out Mother Tara prayer recitations in Ipoh. (Kin Hoe)
1 month ago
On Sunday afternoon, Kechara Ipoh Study Group has carried out Mother Tara prayer recitations in Ipoh. (Kin Hoe)
Some of the best shots taken during Thaipusam in Penang. Swee Bee, Huey, Tang KS, Nathan, Choong SH and Jacinta volunteered. Wai Meng came all the way from KL to help out. Kechara Penang Study Group by Jacinta
2 months ago
Some of the best shots taken during Thaipusam in Penang. Swee Bee, Huey, Tang KS, Nathan, Choong SH and Jacinta volunteered. Wai Meng came all the way from KL to help out. Kechara Penang Study Group by Jacinta
Simple yet powerful ally ~ Bhagawan Dorje Shuden. Kechara Penang Study Group consists of Chien Seong, Hue, Choong SH, Tang KS, Swee Bee and Jacinta. Wai Meng came all the way from KL to help out. Uploaded by Jacinta.
2 months ago
Simple yet powerful ally ~ Bhagawan Dorje Shuden. Kechara Penang Study Group consists of Chien Seong, Hue, Choong SH, Tang KS, Swee Bee and Jacinta. Wai Meng came all the way from KL to help out. Uploaded by Jacinta.
Thaipusam in Penang. Some of the best shots. Kechara Penang Study Group by Jacinta
2 months ago
Thaipusam in Penang. Some of the best shots. Kechara Penang Study Group by Jacinta
Nothing beats having a sacred audience with our lineage lamas. It's not selfie or wefie, but we have the best 'groufie'!!! 20th Jan 2024, Kechara Penang Study Group by Jacinta.
2 months ago
Nothing beats having a sacred audience with our lineage lamas. It's not selfie or wefie, but we have the best 'groufie'!!! 20th Jan 2024, Kechara Penang Study Group by Jacinta.
Welcoming our lineage Gurus to our Penang Chapel today! Pastor Seng Piow explained the significance of having Guru Tree and introduced to us our lineage lamas, Buddhas, deities, protectors and etc.
2 months ago
Welcoming our lineage Gurus to our Penang Chapel today! Pastor Seng Piow explained the significance of having Guru Tree and introduced to us our lineage lamas, Buddhas, deities, protectors and etc.
Umze for the day was Siew Hong. She's just been with us for slightly more than a year now but she's proven her capability in leading the puja. Our Penang group members are so proud of her and her commitment in attending the weekly puja. Despite being eloquence and smart, she has beautiful chant as well. When she leads, make sure you are there to hear her chant for yourself! Kechara Penang Study Group by Jacinta.
2 months ago
Umze for the day was Siew Hong. She's just been with us for slightly more than a year now but she's proven her capability in leading the puja. Our Penang group members are so proud of her and her commitment in attending the weekly puja. Despite being eloquence and smart, she has beautiful chant as well. When she leads, make sure you are there to hear her chant for yourself! Kechara Penang Study Group by Jacinta.
Umze for the day was Siew Hong. She's just been with us for slightly more than a year now but she's proven her capability in leading the puja. Our Penang group members are so proud of her and her commitment in attending the weekly puja. Despite being eloquence and smart, she has beautiful chant as well. When she leads, make sure you are there to hear her chant for yourself! Kechara Penang Study Group by Jacinta.
2 months ago
Umze for the day was Siew Hong. She's just been with us for slightly more than a year now but she's proven her capability in leading the puja. Our Penang group members are so proud of her and her commitment in attending the weekly puja. Despite being eloquence and smart, she has beautiful chant as well. When she leads, make sure you are there to hear her chant for yourself! Kechara Penang Study Group by Jacinta.
Tara Recitation is on now at KISG - Wai Meng
3 months ago
Tara Recitation is on now at KISG - Wai Meng
Photo from Wan Wai Meng
3 months ago
Photo from Wan Wai Meng
A sea of yellow ~usually in Tibetan Buddhism yellow represents growth. We prayed that our Penang group will grow in terms of people, wealth and attainments too. _/\_ Kechara Penang Study Group by Jacinta.
3 months ago
A sea of yellow ~usually in Tibetan Buddhism yellow represents growth. We prayed that our Penang group will grow in terms of people, wealth and attainments too. _/_ Kechara Penang Study Group by Jacinta.
After Dorje Shugden puja @3pm, we had Rinpoche's Swift Return puja too. We laughed as Sis Swee Bee was commenting that Tang should smile ~ here's the reason why we laughed.  Kechara Penang Study Group by Jacinta Goh
3 months ago
After Dorje Shugden puja @3pm, we had Rinpoche's Swift Return puja too. We laughed as Sis Swee Bee was commenting that Tang should smile ~ here's the reason why we laughed. Kechara Penang Study Group by Jacinta Goh
3 months ago
Today's (9/12/2023)Dorje Shugden puja led by Gordon. Kechara Penang Study Group by Jacinta.
3 months ago
Today's (9/12/2023)Dorje Shugden puja led by Gordon. Kechara Penang Study Group by Jacinta.
3 months ago
3 months ago
Dharma sharing by Hue before we proceeded with DS puja & Rinpoche Swift Return puja. Hue is one of the long time Kechara Penang members and he comes to puja regularly. He shared that he truly believes that Dorje Shugden and Rinpoche always there guiding him. He shared how sometimes DS will give him hints to avert troubles ahead or to alert him when he 'misbehaved'. Hope many will come to know more about this powerful Dharma Protector, Dorje Shugden aka DS. Having Dorje Shugden is like having a powerful ally that will protect us day and night. Just trust Him and have faith. Kechara Penang Study Group, 25/11/2023 by Jacinta.
4 months ago
Dharma sharing by Hue before we proceeded with DS puja & Rinpoche Swift Return puja. Hue is one of the long time Kechara Penang members and he comes to puja regularly. He shared that he truly believes that Dorje Shugden and Rinpoche always there guiding him. He shared how sometimes DS will give him hints to avert troubles ahead or to alert him when he 'misbehaved'. Hope many will come to know more about this powerful Dharma Protector, Dorje Shugden aka DS. Having Dorje Shugden is like having a powerful ally that will protect us day and night. Just trust Him and have faith. Kechara Penang Study Group, 25/11/2023 by Jacinta.
Kechara Penang Study Group had our weekly DS puja , led by our beloved sis Swee Bee and serkym by Mr. Lee. After that, we completed Swift Return puja also. 18th Nov 2023. By Jacinta
4 months ago
Kechara Penang Study Group had our weekly DS puja , led by our beloved sis Swee Bee and serkym by Mr. Lee. After that, we completed Swift Return puja also. 18th Nov 2023. By Jacinta
#Back2back 11th Nov 2023 Dorje Shugden puja & Rinpoche's Swift Return puja @Penang Chapel, 49 Jalan Seang Tek, Georgetown, Pulau Pinang. Every Saturday @3pm/5pm. Kechara Penang Study Group by Jacinta.
4 months ago
#Back2back 11th Nov 2023 Dorje Shugden puja & Rinpoche's Swift Return puja @Penang Chapel, 49 Jalan Seang Tek, Georgetown, Pulau Pinang. Every Saturday @3pm/5pm. Kechara Penang Study Group by Jacinta.
Pic: Rinpoche Swift Return puja ~ 21/10/23 Kechara Penang Study Group by Jacinta.
5 months ago
Pic: Rinpoche Swift Return puja ~ 21/10/23 Kechara Penang Study Group by Jacinta.
#Backtoback A few months back, Kechara Penang Study Group started to have two pujas consecutively on Saturday. Dorje Shugden puja @3pm and thereafter Rinpoche Swift Return puja. This can only be achieved due to the committed members from Penang. A big round of applause...... Pic : DS puja on 21/10/2023 Kechara Penang Study Group by Jacinta
5 months ago
#Backtoback A few months back, Kechara Penang Study Group started to have two pujas consecutively on Saturday. Dorje Shugden puja @3pm and thereafter Rinpoche Swift Return puja. This can only be achieved due to the committed members from Penang. A big round of applause...... Pic : DS puja on 21/10/2023 Kechara Penang Study Group by Jacinta
More pictures of the day! Kechara Penang Chapel & public blessings 3rd Oct 2023 by Jacinta.
5 months ago
More pictures of the day! Kechara Penang Chapel & public blessings 3rd Oct 2023 by Jacinta.
Some pictures of the public blessings taken right after the puja was completed by the monks. Kechara Penang Study Group by Jacinta. 3rd Oct 2023.
5 months ago
Some pictures of the public blessings taken right after the puja was completed by the monks. Kechara Penang Study Group by Jacinta. 3rd Oct 2023.
3rd Oct 2023, Tibetan monks came to Kechara Penang for chapel & public blessing, in conjunction with the arrival of H. E Tsem Rinpoche's holy statue. Thanks to Pastor Henry & Pastor Seng Piow, who guided us throughout the event. Kechara Penang Study Group by Jacinta
5 months ago
3rd Oct 2023, Tibetan monks came to Kechara Penang for chapel & public blessing, in conjunction with the arrival of H. E Tsem Rinpoche's holy statue. Thanks to Pastor Henry & Pastor Seng Piow, who guided us throughout the event. Kechara Penang Study Group by Jacinta
Tsem Rinpoche's holy statue is here! 3rd Oct 2023. Kechara Penang Study Group by Jacinta.
5 months ago
Tsem Rinpoche's holy statue is here! 3rd Oct 2023. Kechara Penang Study Group by Jacinta.
29th Sept 2023. Kechara Penang Dorje Shugden puja adjourned at 4.30pm with 9 attendees. Thereafter, a Rinpoche Swift Return puja was completed too. Kechara Penang Study Group by Jacinta
5 months ago
29th Sept 2023. Kechara Penang Dorje Shugden puja adjourned at 4.30pm with 9 attendees. Thereafter, a Rinpoche Swift Return puja was completed too. Kechara Penang Study Group by Jacinta
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Dorje Shugden
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